Secure system and method to pay for a service provided at a reservation

Abstract

A method and system for allowing the setting of reservations and the pre-authorization of credit to purchase a desired service for which a reservation is made. A customer accesses a reservation system that is integrated with a credit authorization system. The customer may make a reservation and substantially simultaneously become pre-authorized to pay for services to be provided at the reservation by one of any number of credit providers. Pre-authorized credit and reservation information is then supplied to the service provider in advance of services being provided, expediting the overall transaction time and allowing for a secure and cardless transaction procedure. The reservation and preauthorization information are typically stored upon the reservation system and then passed to the point-of-sale systems, but other types of input/output storage devices could be used to perform this function.

1 . A payment method comprising:
 identifying a reservation and a payment on file;   creating a ticket at a point of sale device, the ticket correlatable to a profile associated with a customer with the payment on file; and   receiving an indication of a checkout method, the checkout methods including one or more of:
 express checkout, 
 self check out, and 
 alternative checkout. 
   
     
     
         2 - 20 . (canceled)