System and Method for Providing a User Interface for Vehicle Monitoring System Users and Insurers

Abstract

System and method for providing a website, portal and/or user interface adding, reviewing and editing street mapping data and speed-by-street information. The website, portal and/or user interface allows users to add, review and editing all or selected matters of safety data and street information in a street mapping database. The website, portal and/or user interface also allows the user to select any geographical area and/or any group of vehicles and adjust the system response for any reason, such as weather, traffic, road conditions, etc. The present invention also provides a website, portal and/or user interface that allows a user to register their vehicle and/or vehicle monitoring system hardware so that driver profile information and performance data may be stored on the site and viewed by insurance companies. The insurance companies may bid on drivers they wanted to insure.

1 - 39 . (canceled) 
     
     
         40 . An on-board vehicle monitoring and alert system that is connected to and installed in a vehicle, the on-board vehicle monitoring and alert system comprising:
 a gps receiver configured to identify a location of the vehicle;   a master command module configured to wirelessly communicate with a remote base station; and   a timer in communication with the master command module, the timer being configured to generate a man-down signal that is sent to a base station by the master command module when a time duration of the timer is exceeded after the timer is activated.   
     
     
         41 . The on-board vehicle monitoring and alert system of  claim 40 , wherein the timer is activated manually by the user. 
     
     
         42 . The on-board vehicle monitoring and alert system of  claim 40 , wherein the user may prevent the sending of the man-down signal to the base station by manually deactivating the timer. 
     
     
         43 . The on-board vehicle monitoring and alert system of  claim 40 , further comprising:
 a panic button in communication with the master command module, wherein the panic button initiates a panic signal being sent to the base station in response to being selected.   
     
     
         44 . The on-board vehicle monitoring and alert system of  claim 40 , further comprising:
 a notation mechanism configured to generate a hazard notification in response to a driver-activation input corresponding to a hazard or adverse road condition proximate the vehicle, wherein the hazard notification is sent to the base station by the on-board vehicle monitoring system and routed by the base station to at least one other vehicle.   
     
     
         45 . The on-board vehicle monitoring and alert system of  claim 44 , wherein the hazard notification is time stamped. 
     
     
         46 . The on-board vehicle monitoring and alert system of  claim 44 , wherein the hazard notification identifies to a lane closure. 
     
     
         47 . The on-board vehicle monitoring and alert system of  claim 44 , wherein the hazard notification identifies a signal outage. 
     
     
         48 . The on-board vehicle monitoring and alert system of  claim 44 , wherein the hazard notification identifies a particular weather condition. 
     
     
         49 . The on-board vehicle monitoring and alert system of  claim 44 , wherein the hazard notification identifies construction. 
     
     
         50 . The on-board vehicle monitoring and alert system of  claim 44 , wherein the hazard notification identifies a speed trap. 
     
     
         51 . The on-board vehicle monitoring and alert system of  claim 40 , further comprising:
 at least one sensor for detecting a hard brake action of the vehicle, wherein the master command module transmits a corresponding notification to the base station in response to the hard brake action being detected.   
     
     
         52 . The on-board vehicle monitoring and alert system of  claim 40 , further comprising:
 at least one sensor for detecting a hard turn action of the vehicle, wherein the master command module transmits a corresponding notification to the base station in response to the hard turn action being detected.   
     
     
         53 . The on-board vehicle monitoring and alert system of  claim 40 , further comprising:
 at least one seatbelt; and   at least one sensor for detecting a failure of the at least one seatbelt to be used, wherein the master command module transmits a corresponding notification to the base station in response to the detected failure of the at least one seatbelt to be used.   
     
     
         54 . A computer program product comprising one or more hardware storage device having stored computer-executable instructions which, when executed by one or more computing system, implement a method for utilizing an on-board vehicle monitoring and alert system to generate and send alert signals, wherein the method includes:
 receiving user input at a timer connected to an on-board vehicle monitoring and alert system installed in a vehicle, the on-board vehicle monitoring and alert system including a gps receiver configured to identify a location of the vehicle and a master command module configured to wirelessly communicate with a remote base station; and   generating a man-down signal that is sent to a base station by the master command module when a time duration of the timer is exceeded after the timer is activated by the user input.   
     
     
         55 . The computer program product of  claim 54 , wherein the method further includes refraining from sending of the man-down signal to the base station in response to user input deactivating the timer. 
     
     
         56 . The computer program product of  claim 54 , wherein the method further includes:
 generating a panic signal in response to detecting input at a panic button in communication with the master command module and sending the panic signal to the base station.   
     
     
         57 . The computer program product of  claim 54 , wherein the method further includes generating a hazard notification in response to a driver-activation input corresponding to a hazard or adverse road condition proximate the vehicle, wherein the hazard notification is sent to the base station by the on-board vehicle monitoring system and routed by the base station to at least one other vehicle. 
     
     
         58 . The computer program product of  claim 54 , wherein the method further includes detecting a new condition comprising at least one of a hard brake action of the vehicle, a hard turn action of the vehicle, or a failure to utilize a seatbelt condition for the vehicle. 
     
     
         59 . The computer program product of  claim 58 , wherein the method further includes generating a new condition alert that is sent to the base station corresponding to the new condition.