Methods and systems for facilitating document banking on mobile devices

Abstract

The disclosure discloses a method facilitating transfer of documents from a document bank account to a mobile device, the method includes authenticating a user to login into the document bank account; upon successful authentication, retrieving and displaying a list having one or more documents associated with the document bank account, the list of one or more documents is stored in a storage repository; receiving one or more documents selected by the user for transfer and corresponding transfer type for each of the one or more documents, the transfer type for each of the documents includes transferring a document in the form of a document, or transferring a document in the form of a QR (Quick Response) code; and based on the transfer type, transferring the documents from the document bank account to the mobile device. Additionally, the transferred documents are transacted to a document account of another user.

What is claimed is: 
     
         1 . A method facilitating transfer of one or more documents from a document bank account to a mobile device, the method comprising:
 authenticating a user to login into the document bank account;   upon successful authentication, retrieving and displaying a list having one or more documents associated with the document bank account, the list of one or more documents is stored in a storage repository;   receiving one or more documents selected by the user for transfer and corresponding transfer type for each of the one or more documents, wherein the transfer type for each of the one or more documents includes transferring a document in the form of a document, or transferring a document in the form of a pre-defined code; and   based on the transfer type for each of the one or more documents, transferring the one or more documents from the document bank account to the mobile device.   
     
     
         2 . The method of  claim 1 , wherein the pre-defined code is a QR (Quick Response) code. 
     
     
         3 . The method of  claim 2 , wherein the pre-defined code includes a web link to a document associated with the document bank account. 
     
     
         4 . The method of  claim 1 , wherein the transfer type for each of the one or more documents is defined based on a preference of the user. 
     
     
         5 . The method of  claim 1 , wherein the transfer type for each of the one or more documents is defined based on a type of a document. 
     
     
         6 . The method of  claim 1 , further comprising:
 based on the transfer type for each of the one or more documents, generating a pre-defined code; and   linking the generated code to the corresponding document stored in the storage repository.   
     
     
         7 . The method of  claim 1 , further comprising notifying the user about the transfer of the one or more documents via one or more modes. 
     
     
         8 . The method of  claim 1 , further comprising maintaining a log associated with the transfer of the one or more documents. 
     
     
         9 . The method of  claim 1 , further comprising retrieving at least a portion of the one or more documents. 
     
     
         10 . The method of  claim 9 , further comprising transferring the retrieved portion to the mobile device. 
     
     
         11 . The method of  claim 1 , further comprising transferring the one or more documents to an application on the mobile device. 
     
     
         12 . A method of enabling a user to transfer one or more documents from a document bank account to a mobile device, the method comprising:
 providing one or more user interfaces, the one or more user interfaces are configured for:
 allowing the user to login into the document bank account; 
 displaying a list of one or more documents associated with the document bank account; 
 allowing the user to select one or more documents from the list along with transfer type for each of the one or more documents; and 
 upon selection, allowing the user to transfer the selected documents from the document bank account to the mobile device. 
   
     
     
         13 . The method of  claim 12 , further comprising transferring the one or more documents from the document bank account to an application installed on the mobile device. 
     
     
         14 . A method for enabling a user to securely handle one or more documents via an application on a mobile device, the method comprising:
 authenticating the user to access the application, the application maintains a list of one or more documents, wherein each of the one or more documents is maintained in the form of a document or in the form of a pre-defined code;   receiving a request from the user to access at least one of the maintained documents;   for each of the documents maintained as a document, allowing the user to access or to transact the document; and   for each of the documents maintained as a pre-defined code:
 authenticating the user to login to the document bank account; 
   upon authentication, retrieving the document and subsequently allowing the user to perform at least one of downloading or transacting the document;   upon receiving a request from the user to download the document, allowing the user to download the document; and   upon receiving a request from the user to transact the document, allowing the user to transact the document from the document bank account to a document bank account of a receiver.   
     
     
         15 . The method of  claim 14 , further comprising synchronizing the list of one or more documents maintained by the application with a list of one or more documents transferred from the document bank account. 
     
     
         16 . The method of  claim 15 , further comprising, based on the synchronization, updating the list of one or more documents maintained with the application. 
     
     
         17 . The method of  claim 15 , further comprising authenticating the user while performing synchronization. 
     
     
         18 . The method of  claim 14 , further comprising invoking a transaction engine for transacting the document from the document bank account to the document bank account of the receiver. 
     
     
         19 . The method of  claim 14 , further comprising receiving details of the receiver. 
     
     
         20 . The method of  claim 14 , further comprising notifying the user and the receiver about the document transaction. 
     
     
         21 . The method of  claim 14 , further comprising invoking a billing and payment module to perform billing and payment related activity for the document transaction. 
     
     
         22 . An application for enabling a user to handle one or more documents, the application being installed on a mobile device and configured for:
 authenticating the user to access the application, the application maintains a list of documents, wherein each of the documents is maintained as a document or as a pre-defined code;   receiving a request from the user to access at least one of the maintained documents;   determining a type of the at least one requested document;   if the type of the at least one requested document is determined as a document, allowing the user to access or transact the at least one requested document;   if the type of the at least one requested document is determined as a pre-defined code,   authenticating the user to login into the document bank account;   upon authentication, retrieving and displaying the at least one requested document to the user; and   enabling the user to download the at least one requested document on the mobile device or to transact the at least one requested document to a document bank account of a receiver.   
     
     
         23 . The application of  claim 22 , is further configured for synchronizing the list of one or more documents maintained by the application with a list of one or more documents including information related to transfer from the document bank account. 
     
     
         24 . The application of  claim 23 , is further configured for, based on the synchronization, updating the list of one or more documents maintained with the application. 
     
     
         25 . The application of  claim 24 , is further configured for authenticating the user when performing synchronization. 
     
     
         26 . The application of  claim 22 , is further configured for notifying the user and the receiver about the document transaction. 
     
     
         27 . A system, comprising:
 a document banking system including a document manager for transferring one or more documents from a document bank account to an application on a mobile device, the document manager being configured for:
 authenticating the user to login into the document bank account; 
 upon successful authentication, retrieving and displaying a list of one or more documents associated with the document bank account; 
 receiving one or more documents selected by the user for transfer and corresponding transfer type for each of the one or more documents; and 
 based on the transfer type for each of the one or more documents, transferring the one or more documents from the document bank account to the application; and 
 the application being installed on the mobile device and configured for: 
   receiving a request from the user to access the application;   authenticating the user to access the application, wherein the application maintains a list of one or more documents, wherein each of the one or more documents is maintained as a document or as a pre-defined code;   receiving a request from the user to access at least one of the maintained documents;   determining the type of the at least one requested document;   if the at least one requested document is maintained as a document, allowing the user to access or transact the document; and   if the at least one requested document is maintained as a pre-defined code:   authenticating the user to login to the document bank account; and   upon authentication, retrieving the document from the document bank account and subsequently allowing the user to perform at least one of downloading or transacting the at least one requested document.   
     
     
         28 . The system of  claim 27 , wherein the document banking system includes a billing and payment module for handling billing and payment related activity associated with the document transaction. 
     
     
         29 . The system of  claim 27 , wherein the document banking system includes a transaction engine for transacting the document. 
     
     
         30 . The system of  claim 27 , wherein the document banking system includes a storage repository for storing the one or more documents. 
     
     
         31 . The system of  claim 27 , wherein the document manager communicates with the mobile device through a network. 
     
     
         32 . The system of  claim 27 , wherein the application is configured for redirecting the user to document manager of the document banking system, based on the type of the at least one requested document.