Exchanging identifiers between wireless communication to determine further information to be exchanged or further services to be provided
Abstract
A server exchanges information between one or more wireless devices to complete a transaction. The server receives second device identifier information from a first wireless device using a wide area network. The second device identifier information was previously provided to the first wireless device using short range wireless communication. The server then uses the second device identifier information to determine additional information concerning an entity or object located in proximity to the second device, and then the server delivers information to the first wireless device based at least in part upon both (a) the second device identifier and (b) a current step in a multiple step process for an ongoing electronic commerce transaction.
Claims
exact text as granted — not AI-modifiedWhat is claimed is:
1 . A wireless mobile device for configuring use of a plurality of one-time use codes associated with use of one or more payment sources, and further associated with a plurality of electronic commerce transactions, the wireless mobile device comprising:
a first radio for communicating payment configuration information between one or more servers and the wireless mobile device; a second radio, utilizing a short range wireless protocol different from a protocol utilized by the first radio, for transmitting each of the plurality of one-time use codes to at least one of one or more second wireless devices; a user interface, to receive input permitting one of one or more payment sources, as a preferred payment source, for use with at least one of the plurality of electronic commerce transactions; one or more data processors, coupled directly or indirectly to the first radio, the second radio, and the user interface, the one or more data processors for: receiving at least one or more portions of the payment configuration information from the first radio, determining said plurality of one-time use codes from the at least one or more portions of the payment configuration information, providing the plurality of one-time use codes to the second radio, each for initiating a respective electronic commerce transaction of the plurality of electronic commerce transactions, receiving information associated with the preferred payment source from the user interface and in response causing the preferred payment source to be utilized as the payment source for said at least one of the plurality of electronic commerce transactions, and wherein the one-time use codes comprise account identifier information which is different from payment credentials associated with the preferred payment source and are used for verification of authenticity of the respective electronic commerce transactions of the plurality of electronic commerce transactions.
2 . The wireless mobile device of claim 1 , wherein the plurality of one-time use codes are only known to the one or more servers and the wireless mobile device prior to their use.
3 . The wireless mobile device of claim 1 , wherein use of the plurality of one-time use codes associated with said wireless mobile device is coordinated such that the wireless mobile device remains identifiable by at least one of the one or more servers based upon the use of each of the plurality of one-time use codes.
4 . The wireless mobile device of claim 3 , wherein said coordination is accomplished utilizing said at least one or more portions of the payment configuration information within one or more messages between an identification manager and the wireless mobile device.
5 . The wireless mobile device of claim 1 , wherein the at least one or more portions of the payment configuration information provides for rule and algorithm based determination of the one-time use codes, coordinated with at least one of the one or more servers.
6 . The wireless mobile device of claim 1 , wherein the payment configuration information includes information sent from the wireless mobile device to at least one of the one or more servers.
7 . The wireless mobile device of claim 1 , wherein the plurality of one-time use codes include an identifier received from at least one of the one or more servers.
8 . The wireless mobile device of claim 7 , wherein the identifier is an account number unique to the wireless mobile device.
9 . The wireless mobile device of claim 7 , wherein the identifier is an account number unique to the account of the user of the wireless mobile device.
10 . The wireless mobile device of claim 7 , wherein the plurality of one-time use codes are generated, at least in part algorithmically, so as to provide for said verification of the authenticity of the respective electronic commerce transactions of the plurality of electronic commerce transactions.
11 . The wireless mobile device of claim 1 , wherein the plurality of one-time use codes are generated, at least in part algorithmically at the wireless mobile device, so as to provide for said verification of the authenticity of the respective electronic commerce transactions of the plurality of electronic commerce transactions.
12 . The wireless mobile device of claim 1 , wherein the plurality of one-time use codes are generated, at least in part algorithmically at one of the servers of the one or more servers, so as to provide for said verification of the authenticity of the respective electronic commerce transactions of the plurality of electronic commerce transactions.
13 . The wireless mobile device of claim 1 , wherein at least a portion of the payment configuration information comprises data necessary to engage in an E-commerce transaction, and to perform identity verification.
14 . The wireless mobile device of claim 13 , wherein the identity verification is a mutual verification between the mobile wireless device and the at least one of the one or more second wireless devices.
15 . The wireless mobile device of claim 1 , wherein the plurality of one-time use codes would not be recognized as being associated with the payment credentials associated with the preferred payment source without past or current interaction with a server providing for an identification capability.
16 . The wireless mobile device of claim 1 , wherein at least a portion of the payment configuration information comprises information sent from the wireless mobile device to at least one of the one or more servers.
17 . The wireless mobile device of claim 1 wherein each one-time use code is associated with the use of one or more payment sources that are each associated with a corresponding plurality of electronic commerce transactions.
18 . The wireless mobile device of claim 1 , wherein one of the at least one of the one or more second wireless devices is a point of sale device.
19 . The wireless mobile device of claim 1 , wherein at least one of the one or more second wireless devices communicates with at least one of the one or more servers to perform a transaction authorization.
20 . The wireless mobile device of claim 19 , wherein the transaction authorization comprises confirmation of the necessary transaction information.
21 . The wireless mobile device of claim 19 , wherein the transaction authorization comprises the authorization of the payment credentials associated with preferred payment source with a third party server.
22 . The wireless mobile device of claim 1 , wherein at least one of the one or more second wireless devices communicates with a server having an identification capability utilized to convert the respective account identifier information of the one-time use codes to the respective payment credentials of the then current preferred payment source, and having an authorization function utilized to perform an authorization of the at least one of the plurality of electronic commerce transactions.
23 . The wireless mobile device of claim 22 , wherein the authorization function comprises authorization of the payment credentials associated with preferred payment source with a third party server.
24 . The wireless mobile device of claim 1 , wherein the payment credentials comprise one or more of an account number, stored credit account, a username and password for an online payment service, credit card information, and a charge card number, and other necessary information.
25 . The wireless mobile device of claim 1 , wherein the one-time use codes determined from said one or more portions of the payment configuration information comprise continuously or periodically changing account or device identifiers to enhance privacy or reduce fraud.
26 . The wireless mobile device of claim 25 , wherein the changing of the identifiers is effected by a rule based generation local to the wireless mobile device, or is downloaded from at least one of the one or more servers directly.
27 . The wireless mobile device of claim 1 , wherein the changing of the identifiers is effected by a rule based generation local to the wireless mobile device, or is downloaded from at least one of the one or more servers directly.
28 . The wireless mobile device of claim 1 , wherein the payment configuration information comprises provided payment configuration information which is sent by the first radio to the one or more servers, and received payment configuration information which is received by the first radio from the one or more servers.
29 . The wireless mobile device of claim 1 , wherein the one-time use codes each comprise identification information specific to the wireless mobile device and an account associated with the preferred payment source at one or more identification and authorization servers, wherein the one or more identification and authorization servers perform an authorization process based upon the preferred payment credential stored at the identification and authorization server and wherein the preferred payment credential is determined by the one or more identification and authorization servers utilizing at least the identification information.
30 . The wireless mobile device of claim 29 , wherein the one or more identification and authorization servers perform the authorization function at least in part, by interfacing with one or more third party authorization party, by providing the preferred payment credential to the one or more third party authorization servers.
31 . The wireless mobile device of claim 30 , wherein the one or more identification and authorization servers further perform said verification of the authenticity of the respective electronic commerce transactions of the plurality of electronic commerce transactions, based one-time use codes.
32 . The wireless mobile device of claim 29 , wherein the one or more servers comprise the one or more identification and authorization servers.
33 . The wireless mobile device of claim 1 , wherein the one-time use codes each comprise identification information specific to an entity associated with the wireless mobile device and an account associated with the preferred payment source at one or more identification and authorization servers, wherein the one or more identification and authorization servers perform an authorization process based upon the preferred payment credential stored at the identification and authorization server and wherein the preferred payment credential is determined by the one or more identification and authorization servers utilizing at least the identification information.
34 . The wireless mobile device of claim 33 , wherein the one or more identification and authorization servers perform the authorization function at least in part, by interfacing with one or more third party authorization party, by providing the preferred payment credential to the one or more third party authorization servers.
35 . The wireless mobile device of claim 34 , wherein the one or more identification and authorization servers further perform said verification of the authenticity of the respective electronic commerce transactions of the plurality of electronic commerce transactions, based one-time use codes.
36 . The wireless mobile device of claim 35 , wherein the one or more servers comprise the one or more identification and authorization servers.
37 . The wireless mobile device of claim 35 , wherein at least a portion of each of the one-time use codes are dynamically determined based upon the payment configuration information.
38 . The wireless mobile device of claim 1 wherein the one-time use codes comprise a device unique identifier.
39 . The wireless mobile device of claim 1 wherein the each one-time use code is utilized with a single electronic commerce transaction of the plurality of electronic commerce transactions.
40 . The wireless mobile device of claim 1 wherein the second radio comprises radio frequency identification device (RFID) radio.
41 . The wireless mobile device of claim 1 wherein the second radio utilizes a short range wireless protocol utilized by the second wireless device comprises a Bluetooth radio.Cited by (0)
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