User interface for payments

Abstract

The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transaction. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.

1 . A non-transitory computer-readable storage medium comprising one or more programs for execution by one or more processors of an electronic device with a short-range communication radio and a physical input mechanism that includes an integrated biometric sensor, the one or more programs including instructions for:
 while the electronic device is in a lock state and is not enabled to participate in payment transactions via the short-range communication radio:
 detecting activation of the physical input mechanism; 
 determining whether the activation of the physical input mechanism was performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint; and 
   in response to detecting the activation of the physical input mechanism:
 in accordance with a determination that the activation of the physical input mechanism was performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint and the activation of the physical input mechanism meets first input criteria, enabling the device to participate in payment transactions via the short-range communication radio; 
 in accordance with a determination that the activation of the physical input mechanism was performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint and the activation of the physical input mechanism meets second input criteria different from the first input criteria, unlocking the device without enabling the device to participate in payment transactions via the short-range communication radio; and 
 in accordance with a determination that the activation of the physical input mechanism was not performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint, maintaining the device in the lock state without enabling the device to participate in payment transactions via the short-range communication radio. 
   
     
     
         2 . (canceled) 
     
     
         3 . The non-transitory computer-readable storage medium of  claim 1 , further comprising instructions for:
 while the device is enabled to participate in payment transactions via the short-range communication radio:
 detecting, by the short-range communication radio, presence of a field generated by a contactless payment transaction terminal; 
 performing, using the short-range communication radio, a handshake with the contactless payment transaction terminal; and 
 authorizing the payment transaction. 
   
     
     
         4 . (canceled) 
     
     
         5 . The non-transitory computer-readable storage medium of  claim 1 , wherein enabling the device to participate in payment transactions via the short-range communication radio comprises enabling the device to participate in payment transactions via the short-range communication radio while the device is in a lock state. 
     
     
         6 . The non-transitory computer-readable storage medium of  claim 1 , wherein enabling the device to participate in payment transactions via the short-range communication radio comprises enabling the device to participate in payment transactions via the short-range communication radio without turning on a display of the device. 
     
     
         7 . The non-transitory computer-readable storage medium of  claim 1 , further comprising instructions for:
 while the electronic device is not enabled to participate in payment transactions via the short-range communication radio, displaying a first user interface; and   maintaining the first user interface subsequent to enabling the device to participate in payment transactions via the short-range communication radio.   
     
     
         8 . The non-transitory computer-readable storage medium of  claim 1 , wherein enabling the device to participate in payment transactions via the short-range communication radio comprises configuring the device to respond to a payment transaction request via the short-range communication radio with at least partial credit card information of a payment account of a plurality of payment accounts linked to the device, and wherein the payment transaction request is received from a contactless payment transaction terminal. 
     
     
         9 . The non-transitory computer-readable storage medium of  claim 1 , further comprising instructions for:
 subsequent to enabling the device to participate in payment transactions via the short-range communication radio and while the device is enabled to participate in payment transactions via the short-range communication radio and while the device is in a lock state, receiving user input to place the device in an unlock state; and   receiving user input selecting a second payment account of a plurality of payment accounts linked to the device for use in the payment transaction.   
     
     
         10 . The non-transitory computer-readable storage medium of  claim 1 , wherein enabling the device to participate in payment transactions via the short-range communication radio does not require detecting a field generated by a contactless payment transaction terminal. 
     
     
         11 . The non-transitory computer-readable storage medium of  claim 1 , wherein enabling the device to participate in payment transactions via the short-range communication radio comprises using the short-range communication radio to transmit a signal, the signal indicating that the device is configured for making payments using near field communication. 
     
     
         12 . The non-transitory computer-readable storage medium of  claim 1 , further comprising instructions for:
 subsequent to enabling the device to participate in payment transactions via the short-range communication radio:
 in response to determining that a payment transaction has not been authorized using the short-range communication radio within a predetermined duration of time, disabling the device from participating in payment transactions via the short-range communication radio. 
   
     
     
         13 . A method, comprising:
 at an electronic device with a short-range communication radio and a physical input mechanism that includes an integrated biometric sensor:
 while the electronic device is in a lock state and is not enabled to participate in payment transactions via the short-range communication radio:
 detecting activation of the physical input mechanism; 
 determining whether the activation of the physical input mechanism was performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint; and 
 
 in response to detecting the activation of the physical input mechanism:
 in accordance with a determination that the activation of the physical input mechanism was performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint and the activation of the physical input mechanism meets first input criteria, enabling the device to participate in payment transactions via the short-range communication radio; 
 in accordance with a determination that the activation of the physical input mechanism was performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint and the activation of the physical input mechanism meets second input criteria different from the first input criteria, unlocking the device without enabling the device to participate in payment transactions via the short-range communication radio; and 
 in accordance with a determination that the activation of the physical input mechanism was not performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint, maintaining the device in the lock state without enabling the device to participate in payment transactions via the short-range communication radio. 
 
   
     
     
         14 . An electronic device, comprising:
 a short-range communication radio;   a physical input mechanism that includes an integrated biometric sensor;   one or more processors; and   memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
 while the electronic device is in a lock state and is not enabled to participate in payment transactions via the short-range communication radio:
 detecting activation of the physical input mechanism; 
 determining whether the activation of the physical input mechanism was performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint; and 
 
 in response to detecting the activation of the physical input mechanism:
 in accordance with a determination that the activation of the physical input mechanism was performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint and the activation of the physical input mechanism meets first input criteria, enabling the device to participate in payment transactions via the short-range communication radio; 
 in accordance with a determination that the activation of the physical input mechanism was performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint and the activation of the physical input mechanism meets second input criteria different from the first input criteria, unlocking the device without enabling the device to participate in payment transactions via the short-range communication radio; and 
 in accordance with a determination that the activation of the physical input mechanism was not performed by a finger that has a fingerprint that is consistent with an enrolled fingerprint, maintaining the device in the lock state without enabling the device to participate in payment transactions via the short-range communication radio.