Method and apparatus for data recipient storage and retrieval of data using a network communication device

Abstract

A system and method for data recipient invoked electronic commerce allowing data subjects to provide information over a network and data recipients to receive such information relating to the needs of a data subject such as purchases, distribution of application information and the like. The system includes a server having software which gathers the information from a data subject to complete a transaction over a network. The system has a data subject data structure that stores information for registered data subjects. The software is able to access the data subject data structure and enter the data subject's information during subsequent transactions. Having the software obtain and enter the data subject's purchasing information, the data subject does not have to enter the same information every time the data subject desires to effect a transaction over the network. In alternate embodiments, the same technology can be applied to other arenas where a user may have to enter the same repetitive information.

What is claimed is: 
     
         1 . A server that:
 communicates an offer and a cookie with a customer;   in response to the offer being communicated between the customer and a merchant, receives the offer and the cookie;   in response to the offer, determines an identity of the customer based on the cookie;   retrieves previously stored payment data associated with the customer based on the determined identity;   receives a purchase decision from the customer; and   sends the payment data to the merchant.   
     
     
         2 . The server of  claim 1 , wherein the server further:
 prompts the customer for identification;   receives identifying information from the customer; and   verifies the customer based on the identifying information.   
     
     
         3 . The server of  claim 2 , wherein the identifying information includes an identification number, an email address, and a passphrase. 
     
     
         4 . The server of  claim 2 , wherein the server further:
 prompts the customer for purchasing information; and   receives the purchasing information from the customer.   
     
     
         5 . The server of  claim 1 , wherein the offer includes a merchant, a price, a merchant digital signature, and a transaction number. 
     
     
         6 . A computer-implemented method of consummating a commercial transaction between a customer and a merchant, the method comprising:
 using a computer to communicate an offer and a cookie with the customer;   in response to the offer being communicated between the customer and the merchant, receiving the offer and the cookie at the computer;   in response to the offer, determining an identity of the customer based on the cookie;   using the computer to retrieve previously stored payment data associated with the customer based on the determined identity;   receiving a purchase decision from the customer at the computer; and   sending the payment data to the merchant.   
     
     
         7 . The method of  claim 6 , further comprising:
 prompting the customer for identification;   receiving identifying information from the customer; and   verifying the customer at the computer based on the identifying information.   
     
     
         8 . The method of  claim 7 , wherein the identifying information includes an identification number, an email address, and a passphrase. 
     
     
         9 . The method of  claim 7 , further comprising:
 prompting the customer for purchasing information; and   receiving, at the computer, the purchasing information from the customer.   
     
     
         10 . The method of  claim 6 , wherein the offer includes a merchant, a price, a merchant digital signature, and a transaction number.