Dual prepaid/loyalty card for gaming

Abstract

Systems and methods are provided for associating wagering accounts with each of a stored value account and a loyalty account. The stored value account can be associated with a prepaid card and can be useable over an open system bankcard network. The prepaid card can allow funds in the stored value account to be used at any location capable of accepting payment through the open system bankcard network such as gas stations, grocery stations, outlets, and restaurants. A player transfer funds, back and forth between the stored value account and the wagering account.

What is claimed is: 
     
         1 . A system, comprising:
 a general purpose reloadable (GPR) prepaid card, wherein the GPR prepaid card is associated with a stored value account holding funds of a player that are usable through an open system bankcard network;   a loyalty card, wherein the loyalty card is associated with a casino loyalty account of the player; and   one or more computing devices comprising instructions stored in memory which when executed by one or more processors of the one or more computing devices, cause the one or more computing devices to:
 associate the GPR prepaid card with the loyalty card; and 
 subsequent to the player providing the loyalty card to a gaming machine and based on the association between the loyalty card and the stored value account, transferring funds, back and forth, in real-time, upon a player request, between the stored value account and a wagering account of the player, wherein funds of the wagering account are usable for wagering at the gaming machine. 
   
     
     
         2 . The system of  claim 1 , wherein:
 the wagering account comprises any of a brick and mortar wagering account, a race and sports wagering account, and an Internet gaming and wagering account.   
     
     
         3 . The system of  claim 1 , wherein the instructions further cause the one or more computing devices to:
 track gaming activity of the player as a function of at least funds expended the wagering account.   
     
     
         4 . The system of  claim 3 , wherein the instructions further cause the one or more computing devices to:
 increase a value in the wagering account as a function of at least the tracked gaming activity.   
     
     
         5 . The system of  claim 1 , wherein the instructions further cause the one or more computing devices to:
 institute a pause between receiving the player request to transfer funds between the stored value account associated with the GPR prepaid card and the wagering account of the player and a causing of the funds to be available in the wagering account for use for gaming by the player.   
     
     
         6 . The system of  claim 1 , wherein the instructions further cause the one or more computing devices to:
 generate an accounting report for the wagering account.   
     
     
         7 . The system of  claim 1 , wherein the casino loyalty account is maintained by a loyalty program processor. 
     
     
         8 . The system of  claim 7 , further comprising the loyalty program processor. 
     
     
         9 . The system of  claim 1 , wherein the GPR prepaid card is a first physical card and the loyalty card is a second physical card that is different than the first physical card. 
     
     
         10 . A computer-based method, the method performed by one or more computing devices comprising instructions stored in memory, which when executed by one or more processors of the one or more computing devices, cause the one or more computing devices to perform the method comprising:
 associating a player with a general purpose reloadable (GPR) prepaid card and a loyalty card, wherein the GPR card is associated with a stored value account holding funds of the player that are usable through an open system bankcard network, the loyalty card is associated with a casino loyalty account, and wherein the GPR prepaid card and loyalty card are different cards; and   subsequent to the player providing the loyalty card to a gaming machine and based on the association between the loyalty card and the stored value account, transferring funds, back and forth, in real-time, upon a player request, between the stored value account and a wagering account of the player, wherein funds of the wagering account are usable for wagering at the gaming machine.   
     
     
         11 . The computer-based method of  claim 10 , wherein the wagering account comprises any of a brick and mortar wagering account, a race and sports wagering account, and an Internet gaming and wagering account. 
     
     
         12 . The computer-based method of  claim 10 , wherein the instructions further cause the one or more computing devices to perform the method comprising:
 tracking gaming activity of the player as a function of at least funds expended the wagering account.   
     
     
         13 . The computer-based method of  claim 12 , wherein the instructions further cause the one or more computing devices to perform the method comprising:
 increasing a value in the wagering account as a function of at least the tracked gaming activity.   
     
     
         14 . The computer-based method of  claim 10 , wherein the instructions further cause the one or more computing devices to perform the method comprising:
 instituting a pause between receiving the player request to transfer funds between the stored value account associated with the GPR prepaid card and the wagering account of the player and a causing of the funds to be available in the wagering account for use for gaming by the player.   
     
     
         15 . The computer-based method of  claim 10 , wherein the instructions further cause the one or more computing devices to perform the method comprising:
 generating an accounting report for the wagering account.   
     
     
         16 . A computer-based method, the method performed by one or more computing devices comprising instructions stored in memory which when executed by one or more processors of the one or more computing devices, cause the one or more computing devices to perform the method comprising:
 associating a player with a general purpose reloadable (GPR) prepaid card and a loyalty card, wherein the GPR prepaid card is associated with a stored value account holding funds of the player that are usable through an open system bankcard network, the loyalty card is associated with a casino loyalty account, and wherein the GPR prepaid card and loyalty card are different cards;   receiving funds into the stored value account associated with the GPR prepaid card;   subsequent to the player providing the loyalty card to a gaming machine and based on the association between the loyalty card and the stored value account, causing the real time transfer of funds from the stored value account to a casino wagering account associated with the gaming machine, wherein the GPR prepaid card is not provided to the gaming machine; and   subsequent to the player placing a wager, causing the real time transfer of funds from the casino wagering account to the stored value account; wherein the casino wagering account is any of a brick and mortar wagering account; a race and sports wagering account; and an Internet gaming and wagering account.   
     
     
         17 . The computer-based method of  claim 16 , wherein the funds are received into the stored value account from a value source. 
     
     
         18 . The computer-based method of  claim 17 , wherein the value source is one or more of a slot ticket, a jackpot payout, and a point redemption. 
     
     
         19 . The computer-based method of  claim 17 , wherein the value source is one or more of an automated clearing house transaction, a transfer from a debit account, and a transfer from a credit account. 
     
     
         20 . The computer-based method of  claim 16 , wherein the casino loyalty account is maintained by a loyalty program processor.