Multi-layer transction card

Abstract

Exemplary embodiments provide a transaction card that may have multiple layers contained therein. The layers may include a metal sub-assembly core. The transaction card may be engraved, prior to providing to a cardholder, with a replica of the cardholder's actual signature. Additional items may be personalized upon the transaction card. The transaction card may also be incorporated into a system whereupon the transaction card may be triggered to perform an action such as emitting an audible tone or an electronic communication being sent to the cardholder.

1 . A transaction card, comprising:
 a metal assembly having a first side and a second side, the metal assembly being configured such that at least a portion thereof serves as an antenna for one or more components of the transaction card;   a first overlay layer and a second overlay layer located adjacent the first side and the second side of the metal assembly, respectively;   a first printed layer and a second printed layer located adjacent the first overlay layer and the second overlay layer, respectively; and   a first coating and a second coating located adjacent to the first printed layer and the second printed layer, respectively.   
     
     
         2 . The transaction card of  claim 1 , wherein the transaction card comprises at least one of:
 a credit card, a debit card, an ATM card, a stored value card, a rewards card, and a gift card.   
     
     
         3 . The transaction card of  claim 1 , wherein at least one of the first side and the second side comprises a finish that appears as facets of a gem imparting a gem-like appearance. 
     
     
         4 . The transaction card of  claim 1 , wherein at least one of the first printed layer and the second printed layer is laser engravable. 
     
     
         5 . The transaction card of  claim 4 , wherein further at least one of the first printed layer and the second printed layer is engraved with a reproduction of a signature of a cardholder of the transaction card. 
     
     
         6 . The transaction card of  claim 4 , wherein at least one of the first printed layer and the second printed layer comprises calendered rigid vinyl. 
     
     
         7 . The transaction card of  claim 1 , wherein the first coating and the second coating are transparent. 
     
     
         8 .- 18 . (canceled) 
     
     
         19 . A transaction card, comprising:
 a metal assembly having a first side and a second side, the metal assembly being configured such that at least a portion thereof serves as an antenna for one or more components of the transaction card;   a first overlay layer and a second overlay layer located adjacent the first side and the second side of the metal assembly, respectively;   a first printed layer and a second printed layer respectively located adjacent the first overlay layer and the second overlay layer, respectively,   wherein at least one of the first printed layer and the second printed layer is laser engravable and is engraved with a reproduction of a signature of a cardholder of the transaction card; and   a first transparent coating and a second transparent coating located adjacent to the first printed layer and the second printed layer, respectively;   wherein the transaction card comprises at least one of:
 a credit card, a debit card, an ATM card, a stored value card, a rewards card, or a gift card. 
   
     
     
         20 . (canceled) 
     
     
         21 . The transaction card of  claim 1 , wherein the one or more components of the transaction card comprises at least one of a RFID interface and an integrated circuit chip. 
     
     
         22 . The transaction card of  claim 1 , further comprising:
 one or more cut-outs in the metal assembly.   
     
     
         23 . The transaction card of  claim 22 , wherein the one or more cut-outs are configured to accommodate to the one or more components. 
     
     
         24 . The transaction card of  claim 4 , wherein both of the first printed layer and the second printed layer is engraved with a reproduction of a signature of a cardholder of the transaction card. 
     
     
         25 . The transaction card of  claim 5 , wherein the reproduction of the signature is engraved into the at least one of the first printed layer and the second printed layer at a position determined by the cardholder.