User to website guaranteed shopping

Abstract

One embodiment is directed toward a process for a merchant inspection, where a guaranteed shopping server inspects online merchants to ensure they are reliable, financially stable, and committed to providing a great online shopping experience to the buyer/user. Next, this service monitors merchants on a regular basis, to ensure they deliver on their terms of sale, thus assuring purchasers of an overall safe online experience. Next, the guaranteed shopping service provides, a guarantee for added peace of mind for the purchaser. In accordance with one embodiment, a guarantee is provided to the buyer including ID theft protection, a purchase guarantee and a lowest price guarantee. As with other type of guarantees, certain restrictions and terms may apply. If a buyer does experience a problem with an online merchant, a benefit claim can be made and once the claim is validated, guaranteed shopping coverage can apply.

1 . A method for providing a third party guarantee in an online shopping environment comprising:
 detecting, using a processor, at least one characteristic associated with one or more of a website, website owner and website operator, the least one characteristic used for determining one or more of eligibility and certification for a guarantee;   detecting, using computer code running on a user's device, an online purchase made via a web browser or mobile browser at the website; and   automatically providing the guarantee for the online purchase when the one or more of the website, website owner and website operator associated with the website is certified or eligible to be certified.   
     
     
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