Apparatus, system and method for secure transactions and monitoring in a retail environment

Abstract

An apparatus, system method of providing mobile checkout. The apparatus, system and method may include obtaining, via an opt-in to an in-store wireless network, of consumer device data regarding a plurality of consumer mobile devices, the consumer data comprising device use data, prior purchase data, and GPS data, receiving video surveillance data related to at least one consumer having consumer device data, interrelating, from at least one non-transitory computer-readable medium storing at least the consumer device data and the video surveillance data, of at least the consumer device data and the video surveillance data by at least one computing processor, and applying, by the computing processor, of a plurality of business rules to the interrelated datas to enable at least the mobile checkout, wherein the mobile checkout includes a purchase of at least one in-store item via the consumer device associated with the purchasing one of the at least one consumer.

What is claimed is: 
     
         1 . A method for providing mobile checkout, with a computing system, the method comprising:
 obtaining, via an opt-in to an in-store wireless network, consumer device data regarding a plurality of consumer mobile devices, the consumer data comprising device use data, prior purchase data, and location data;   receiving video surveillance data related to at least one consumer having the consumer device data;   interrelating, from at least one non-transitory computer-readable medium storing at least the consumer device data and the video surveillance data, at least the consumer device data and the video surveillance data by at least one computing processor; and   applying, by the computing processor, a plurality of business rules to the interrelated data to enable at least the mobile checkout, wherein the mobile checkout includes a purchase of at least one in-store item via the consumer device associated with the at least one consumer.   
     
     
         2 . The method of  claim 1 , wherein said applying further comprises applying the business rules to the interrelated data to enable issuance of a shopper integrity score. 
     
     
         3 . The method of  claim 1 , wherein the receiving video surveillance data is triggered by an indication received from the consumer device. 
     
     
         4 . The method of  claim 1 , wherein the consumer data comprise exception based reporting.