Payment-linked promotion processing system and method thereof

Abstract

The present invention relates to a payment-linked promotion processing system and a method thereof, and the purpose of the present invention is to provide a payment-linked promotion processing system and a method thereof in which affiliates set to provide a fixed discount rate every time a sale occurs are classified for each discount rate; and a discount rate that is provided each time when a user purchases a product is accumulated to use as a financial resource, and purchasers can competitively select and determine the discount rate by themselves in real-time until when the predetermined accumulated discount rate is entirely exhausted, thereby inducing rapid consumption promotion by allowing sellers to process a discount on the determined discount rate.

1 . A payment-linked promotion processing system comprising:
 a user terminal  2  configured to allow a user to participate in a real-time discount rate selection service every time the user pays a price of a product, generate a selection signal for selecting a specific discount rate desired by the user to a promotion processing server  10  after participating in the real-time discount rate selection service until when an accumulated discount rate is exhausted, and allow the user to confirm information on discount rate processing;   an affiliate terminal  6  configured to set information in the promotion processing server  10  so as to provide a predetermined percentage of the price of the product as a financial resource of the discount rate when the user pays the price of the product; and   the promotion processing server  10  configured to receive information on what percentage of the discount rate is provided as a financial resource of the real-time discount rate selection service when a sale occurs from the affiliate terminal  6  occurs and register the received information therein, perform processing of the real-time discount rate selection service of the user in real time, receive a selection signal for a specific discount rate of the user to pay the discount rate to the user, subtract an amount as much as the paid discount rate from a total accumulated discount rate, and provide information on a remaining discount rate.   
     
     
         2 . The payment-linked promotion processing system according to  claim 1 , wherein the selection signal for the discount rate of the user is set in the promotion processing server  10  so as to be generated before the payment for the price of the product. 
     
     
         3 . The payment-linked promotion processing system according to  claim 1 , wherein the user terminal  2  or the affiliate terminal  6  transmit payment information of the user to the promotion processing server  10 . 
     
     
         4 . The payment-linked promotion processing system according to  claim 1 , wherein the user terminal  2  includes a promotion information interface application  4  installed therein to be automatically connected to the promotion processing server  10  at the time of activating, and configured to input payment information for a specific product, generate a selection signal for the specific discount rate, and receive information on whether the discount rate is obtained from the promotion processing server  10  and output the received information. 
     
     
         5 . The payment-linked promotion processing system according to  claim 1 , wherein the real-time discount rate selection service is automatically processed so that the discount rate (or discount cost) that can be selected by the user is automatically and constantly decreased over time, and the total accumulated discount rate is decreased according to selection of other users. 
     
     
         6 . The payment-linked promotion processing system according to  claim 1 , wherein the real-time discount rate selection service is provided so as to select a specific number of products instead of the total accumulated discount rate. 
     
     
         7 . The payment-linked promotion processing system according to  claim 1 , wherein the promotion processing server  10  previously registers a plurality of backup promotion data for financial resource exhaustion for each selectable discount rate, so as to provide the real-time discount rate selection service to the user, and in this state, when the user participates in the real-time discount rate selection service, randomly extracts any one backup promotion data to apply it to the user. 
     
     
         8 . The payment-linked promotion processing system according to  claim 1 , wherein the promotion processing server  10  processes so that a plurality of users participate in the discount rate selection service at a predetermined time. 
     
     
         9 . The payment-linked promotion processing system according to  claim 1 , wherein the promotion processing server  10  includes a game group manager  26  configured to classify the backup promotion data for financial resource exhaustion according to information on what percentage of the discount rate is provided as a financial resource by the affiliates of a company and what price of a payment amount paid by the user at the time of payment of the user, and previously register the classified backup promotion data. 
     
     
         10 . The payment-linked promotion processing system according to  claim 1 , wherein the promotion processing server  10  comprises:
 a communication module  16  configured to communicate with the user terminal  2 , the affiliate terminal  6 , or the payment processing server  8 ; 
 an application information processor  18  configured to manage identification information of the promotion information interface application  4  installed in the user terminal  2 , and process information on participation of the service and payment information of the user; 
 a user selection signal receiver  20  configured to receive the selection signal for the specific discount rate of the user when participating in the service; 
 a remaining discount rate recalculator  22  configured to perform a recalculation on an entire remaining accumulated discount rate according to a discount rate selected by the user; 
 a backup promotion data manager  24  configured to register the number of users who select the discount rates by matching with each discount rate, and manage backup promotion data registered so as to be matched with the remaining accumulated discount rate for each discount rate; and 
 a controller  36  configured to, when requesting the real-time discount rate selection service from the user, extract any one promotional backup data, perform processing of changing the remaining accumulated discount rate over time as the promotional backup data, and control so as to pay the discount rate by determining whether the remaining accumulated discount rate is present at the time of receiving information on the discount rate selected by the user. 
 
     
     
         11 . The payment-linked promotion processing system according to  claim 1 , wherein the promotion processing server  10  receives processing information on the payment amount of the affiliate from a payment processing server  8  which is provided in a credit card company or a financial company to perform payment processing of the affiliates, by interworking with the payment processing server  8 . 
     
     
         12 . The payment-linked promotion processing system according to  claim 1 , wherein the promotion processing server  10  further comprises: a backup promotion data update processor  28  configured to separately collect information on the discount rate selected by the user, and generate and register new backup promotion data when performing the service through each backup promotion data. 
     
     
         13 . The payment-linked promotion processing system according to  claim 1 , wherein the promotion processing server  10  further comprises: a discount rate processor for each case  30  configured to: perform blind processing for hiding information on the remaining accumulated discount rate in a specific section of the backup promotion data; process so as to guarantee a predetermined minimum discount rate when the user generates a selection signal in the blind processing section; or process so as to output a news or an advertisement while hiding the information on the remaining accumulated discount rate in the specific section of the backup promotion data; and process so as to guarantee the predetermined minimum discount rate when the user generates the selection signal in the processing section. 
     
     
         14 . The payment-linked promotion processing system according to  claim 1 , wherein the promotion processing server  10  further comprises: an advertisement data manager  32  configured to manage news or advertisement data so as to output a news or an advertisement while hiding the information on the remaining accumulated discount rate in the specific section of the backup promotion data. 
     
     
         15 . The payment-linked promotion processing system according to  claim 1 , wherein the promotion processing server  10  further comprises: a discount rate processor for each section  34  configured to process so as to automatically exhaust a predetermined discount rate (or discount cost) for each specific discount section. 
     
     
         16 . The payment-linked promotion processing system according to  claim 1 , wherein the promotion processing server  10  calculates access costs for an advertisement output area  40  so as to be included in accumulated discount costs. 
     
     
         17 . The payment-linked promotion processing system according to  claim 7 , wherein the backup promotion data are promotion data in the past for the desired discount rates selected by a plurality of users participating in the same time zone, so that the discount rate that can be selected by the users is changed over time and the remaining accumulated discount rate is decreased. 
     
     
         18 . The payment-linked promotion processing system according to  claim 7 , wherein, when the user selects a specific discount rate, if the number of users who have already selected the discount rate exceeds the number of past backup promotion data, the promotion processing server  10  processes the backup promotion data so that the number of users matched with every higher discount rate is gradually decreased one by one. 
     
     
         19 . The payment-linked promotion processing system according to  claim 7 , wherein the promotion processing server  10  processes to extract any one backup promotion data whose processing has not been completed according to a payment order of the users, and apply it to the discount rate selection service of the user. 
     
     
         20 . A method of processing payment-linked promotion, comprising:
 a) activating a promotion information interface application  4  of a user terminal  2  to be automatically connected to a promotion processing server  10 ;   b) transmitting affiliate information and purchase product information to the promotion processing server  10  at the time of payment of a specific product, by the promotion information interface application  4 ;   c) activating a real-time discount rate selection service program for each user, by the promotion processing server  10 ;   d) automatically updating information on a remaining accumulated discount rate over time, by the promotion processing server  10 ;   e) receiving a selection signal for a specific discount rate from the promotion information interface application  4 , by the promotion processing server  10 ;   f) determining whether the remaining accumulated discount rate is present at the time of receiving the selection signal for the specific discount rate, by the promotion processing server  10 ; and   g) providing the discount rate to the user when the remaining accumulated discount rate is present, by the promotion processing server  10 .   
     
     
         21 . The method of processing payment-linked promotion according to  claim 20 , further comprising: before the step a), receiving and registering information on what percentage of the discount rate is provided when a sale occurs from the affiliate terminal  6  occurs, by the promotion processing server  10 . 
     
     
         22 . The method of processing payment-linked promotion according to  claim 20 , further comprising: before the step a), registering a plurality of different backup promotion data in which the remaining accumulated discount rate is automatically changed, by the promotion processing server  10 . 
     
     
         23 . The method of processing payment-linked promotion according to  claim 20 , wherein the step b) is a step of transferring the affiliate information, purchase product information, and price of product information to the promotion processing server  10 , by any one of the promotion information interface application  4 , the affiliate terminal  6  and the payment processing server  8 . 
     
     
         24 . The method of processing payment-linked promotion according to  claim 20 , wherein the step c) further comprises: extracting any one backup promotion data classified so that the discount rates are the same as each other and the price of the product belongs to a predetermined group when a sale occurs, by the promotion processing server  10 . 
     
     
         25 . The method of processing payment-linked promotion according to  claim 20 , wherein in the step d), when a predetermined number of products are promoted instead of the discount rate, the promotion processing server  10  processes so as to subtract the predetermined number of products over time. 
     
     
         26 . The method of processing payment-linked promotion according to  claim 20 , wherein in the step d), the promotion processing server  10  extracts any one backup promotion data and processes so as to automatically change the remaining accumulated discount rate according to the extracted data. 
     
     
         27 . The method of processing payment-linked promotion according to  claim 20 , wherein the step (f) further comprises: when the remaining accumulated discount rate is not present, displaying that the accumulated discount rate has been exhausted and displaying that the discount rate obtainment has failed, by the promotion processing server  10 . 
     
     
         28 . The method of processing payment-linked promotion according to  claim 20 , further comprising: after the step g), separately collecting information on the discount rate selected by the user in real time, and generating and registering new backup promotion data, by the promotion processing server  10 . 
     
     
         29 . The method of processing payment-linked promotion according to  claim 20 , wherein the step c) further comprises:
 performing blind processing for hiding information on the remaining accumulated discount rate in a specific section of the backup promotion data, by the promotion processing server  10 ; and   processing so as to guarantee a predetermined minimum discount rate when the user generates a selection signal in the blind processing section, by the promotion processing server  10 .   
     
     
         30 . The method of processing payment-linked promotion according to  claim 20 , wherein the step c) further comprises:
 processing so as to output a news or an advertisement while hiding the information on the remaining accumulated discount rate in the specific section of the backup promotion data, by the promotion processing server  10 ; and   processing so as to guarantee the predetermined minimum discount rate when the user generates the selection signal in the processing section, by the promotion processing server  10 .   
     
     
         31 . The method of processing payment-linked promotion according to  claim 20 , wherein the step d) further comprises:
 processing so as to automatically exhaust a predetermined discount rate (or discount cost) for each discount section previously grouped, by the promotion processing server  10 .   
     
     
         32 . The method of processing payment-linked promotion according to  claim 20 , further comprising: after the step g), processing so as to add reward costs for an advertisement access to an accumulated discount costs, by the promotion processing server  10 .