Transaction terminal and system for obtaining third-party locaton based services and method thereof

Abstract

A system, method, and transaction terminal for obtaining location based services provided by third-party service providers through a transaction terminal is disclosed. The method includes authenticating a user based on user identification information received at the transaction terminal. Upon authentication, the method further includes receiving a user request, through the transaction terminal, for a location based service provided by a third-party service provider. The method further includes authorizing the third-party service provider to provide the location based service to the user based on the user identification information and the location of the transaction terminal.

1 . A method for obtaining location based services provided by third-party service providers through a transaction terminal, the method comprising:
 authenticating a user based on user identification information received at the transaction terminal;   upon authentication, receiving a user request, through the transaction terminal, for a location based service provided by a third-party service provider; and   authorizing the third-party service provider to provide the location based service to the user based on the user identification information and the location of the transaction terminal.   
     
     
         2 . The method of  claim 1 , wherein the user identification information is received through a portable transaction device associated with the user, the portable transaction device comprising one of a smart card, a transaction card, a RFID card, a transaction token, and a payment card. 
     
     
         3 . The method of  claim 2 , wherein the user identification information is received by reading portable transaction device information from the portable transaction device through a portable transaction device reader integrated with the transaction terminal. 
     
     
         4 . The method of  claim 1 , wherein the user is registered for one or more location based services from one or more third-party service providers. 
     
     
         5 . The method of  claim 1 , further comprising rendering to the user, through the transaction terminal, a list of available location based services and associated one or more third-party service providers based on the user identification information and the location of the transaction terminal. 
     
     
         6 . The method of  claim 1 , further comprising providing the user identification information and the location of the transaction terminal to the third-party service provider. 
     
     
         7 . The method of  claim 6 , wherein the user identification information and the location of the transaction terminal is communicated to the third-party service provider by at least one of the transaction terminal, a payment processing entity, and a transaction authorizing entity. 
     
     
         8 . The method of  claim 1 , further comprising maintaining a third-party service database comprising mapping of registered third-party service providers to each of location based services, registered users, the portable transaction devices, and registered transaction terminals with associated locations. 
     
     
         9 . The method of  claim 8 , further comprising accessing the third-party service database to determine one or more location based services available from one or more third-party service providers at the location of the transaction terminal for the user. 
     
     
         10 . The method of  claim 1 , further comprising rendering service details to the user for availing the location based service through the transaction terminal, wherein the service details are received from the third-party service provider based on the user identification information and the location of the transaction terminal. 
     
     
         11 . The method of  claim 10 , wherein the service details are received from the third-party service provider through a payment processing entity or through a transaction authorizing entity. 
     
     
         12 . The method of  claim 10 , wherein the service details include at least one of a service identification code, a service authorization code, a service delivery schedule, and a service delivery personnel identification. 
     
     
         13 . The method of  claim 10 , wherein rendering the service details comprises one of:
 printing a receipt comprising information associated with the service details; or   encoding the information associated with the service details onto the portable transaction device of the user.   
     
     
         14 . The method of  claim 1 , further comprising automatically charging a user account or the portable transaction device associated with the user for availing the location based service. 
     
     
         15 . A transaction terminal, comprising:
 an input device;   an output device;   a network device; and   at least one processor for executing instructions so as to perform operations comprising:
 receiving, through the input device, user identification information from a user; 
 receiving, through the network device, a list of available location based services and associated one or more third-party service providers based on the user identification information and the location of the transaction terminal; 
 rendering, through the output device, to the user the list of available location based services and the associated one or more third-party service providers; 
 receiving, through the input device, a user request for a location based service provided by a third-party service provider from among the list of available location based services and the associated one or more third-party service providers; 
 receiving, through the network device, service details for the location based service based on the user request; and 
 rendering, through the output device, the service details to the user for availing the location based service. 
   
     
     
         16 . The transaction terminal of  claim 15 , wherein the transaction terminal comprises a geo-positioning device for determining the location. 
     
     
         17 . The transaction terminal of  claim 15 , wherein rendering the service details comprises one of:
 printing a receipt comprising information associated with the service details; or   encoding the information associated with the service details onto a portable transaction device of the user.   
     
     
         18 . The transaction terminal of  claim 15 , further comprising sending the user identification information for authentication, wherein the authentication is performed by one of a transaction authorizing entity, a payment processing entity, or the third-party service provider, and wherein the list of available location based services and associated one or more third-party service providers is received from one of the transaction authorizing entity, the payment processing entity, or the third-party service provider upon authentication of the user. 
     
     
         19 . The transaction terminal of  claim 15 , further comprising sending the user request for authorization, wherein the authorization is performed by one of a transaction authorizing entity, a payment processing entity, or the third-party service provider, and wherein the service details are received from one of the transaction authorizing entity, the payment processing entity, or the third-party service provider upon authorization of the requested service. 
     
     
         20 . An automated teller machine (ATM), comprising:
 an input device comprising at least one of a card reader, a touch screen, and a keypad;   an output device comprising at least one of a display device and a printer;   a network device configured to communicate with at least one of a cab service provider, a transaction authorizing entity, and a payment processing entity; and   at least one processor for executing instructions so as to perform operations comprising:
 receiving, through the input device, user identification information from a user; 
 sending, through the network device, the user identification information for authentication of the user, wherein the authentication is performed by one of the transaction authorizing entity, the payment processing entity, or the cab service provider; 
 upon authentication of the user, receiving, through the network device, a list of available location based cab services from the cab service provider based on the user identification information and the location of the transaction terminal from one of the transaction authorizing entity, the payment processing entity, or the cab service provider; 
 rendering, through the output device, to the user the list of available location based cab services from the cab service provider; 
 receiving, through the input device, a user request for a location based cab service provided by the cab service provider from among the list of available location based cab services from the cab service provider; 
 sending, through the network device, the user request for authorization, wherein the authorization is performed by one of the transaction authorizing entity, the payment processing entity, or the cab service provider; 
 upon authorization of the requested service, receiving, through the network device, service details for the location based service based on the user request from one of the transaction authorizing entity, the payment processing entity, or the cab service provider; and 
 rendering, through the output device, the service details to the user for availing the location based cab service, wherein rendering comprises at least one of displaying information associated with the service details, and printing a receipt comprising information associated with the service details.