Systems and methods for an attribute generator tool workflow

Abstract

The disclosed embodiments generally relate to systems and methods for computerized decisioning, and more particularly, to systems and methods for standardized coding and deployment of attributes for financial decisioning systems coded once and deployed to multiple decisioning systems and environments. Consistent with disclosed embodiments, an attribute management system may include one or more memory devices storing instructions, and one or more hardware processors configured to execute the instructions to perform operations. Upon executing the instructions, the processors may receive a financial service request, and identify a decisioning system for processing the request. The processors may determine that an attribute is required for processing the request using the decisioning system. Then, the processors may initiate an attribute calculation service for determining an attribute value for the attribute. The processors may receive the attribute value from the attribute calculation service, and process the financial service request using the received attribute value.

1 - 32 . (canceled) 
     
     
         33 . An attribute management system, comprising:
 one or more hardware processors; and   one or more memory devices containing:
 a memory space storing attributes for testing; and 
 instructions executable by the one or more hardware processors to perform operations comprising:
 receiving a request for including an exploratory attribute in the memory space, the request comprising source code associated with the exploratory attribute; 
 adding the source code to the memory space; 
 placing the source code, a memory resource of the system, and a computing resource of the system in an isolated computing environment; 
 receiving an indication from a user that the source code is certified; and 
 distributing the certified source code to an attribute calculation service system. 
 
   
     
     
         34 . The system of  claim 33 , wherein the operations further comprise configuring a dataset to be in the isolated computing environment. 
     
     
         35 . The system of  claim 33 , wherein the operations further comprise: testing the source code in the isolated computing environment. 
     
     
         36 . The system of  claim 35 , wherein testing the source code comprises vulnerability testing. 
     
     
         37 . The system of  claim 35 , wherein testing the source code comprises determining an analytical value of the exploratory attribute. 
     
     
         38 . The system of  claim 33 , wherein the source code comprises an algorithm associated with the exploratory attribute. 
     
     
         39 . The system of  claim 33 , wherein the operations further comprise storing the certified source code in a library. 
     
     
         40 . The system of  claim 33 , wherein the operations further comprise making the library accessible to an attribute calculation service system. 
     
     
         41 . The system of  claim 33 , wherein the sandboxed source code is accessible to one or more authorized users. 
     
     
         42 . A computer-implemented method for managing attribute source code, comprising:
 receiving a request for including an exploratory attribute in a memory space of a system the request comprising source code associated with the exploratory attribute;   adding the source code to the memory space;   placing the source code, a memory resource of the system, and a computing resource of the system in an isolated computing environment;   receiving an indication from a user that the source code is certified; and   distributing, the certified source code to an attribute calculation service system.   
     
     
         43 . The method of  claim 42 , further comprising encrypting the certified source code. 
     
     
         44 . The method of  claim 42 , further comprising updating the certified source code. 
     
     
         45 . The method of  claim 44 , wherein updating the certified source code comprises determining that the exploratory attribute is associated with updated source code. 
     
     
         46 . The method of  claim 44 , wherein updating the certified source code comprises determining that the exploratory attribute is superseded by a second exploratory attribute. 
     
     
         47 . The method of  claim 42 , further comprising encrypting the source code. 
     
     
         48 . The method of  claim 42 , wherein the source code comprises an attribute model. 
     
     
         49 . The method of  claim 48 , wherein the source code is configured to implement the attribute model. 
     
     
         50 . The method of  claim 42 , wherein the exploratory attribute is configured to summarize raw credit data into one value. 
     
     
         51 . The method of  claim 42 , wherein the operations further comprise testing the source code in the isolated computing environment.