US2020051144A1PendingUtilityA1
Encrypted payment image
Est. expiryMar 30, 2032(~5.7 yrs left)· nominal 20-yr term from priority
G06Q 20/047H04L 2209/56G06Q 20/322G07G 5/00H04L 9/3242H04L 2209/80G06Q 20/3276G06Q 20/3274G06Q 30/04H04L 9/3247H04L 9/3234G06Q 20/0453H04N 1/32144H04N 1/32101
65
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Claims
Abstract
Embodiments disclosed herein relate to an encrypted payment image. In one embodiment, a processor of a mobile computing device encrypts a binary version of an invoice image with a payment information encryption key. The processor may generate a payment image of the encrypted binary of the invoice image and display the payment image.
Claims
exact text as granted — not AI-modified1 . A mobile device, comprising:
a camera configured to capture an invoice image; a storage configured to store payment account information; a display; a processor; and a computer-readable non-transitory storage medium comprising instructions executable by the hardware processor to:
authenticate an invoice by encrypting a binary version of the invoice image using the payment account information as an encryption key; and
authorize the invoice by displaying on the display an image of the encrypted binary version of the invoice image.
2 . The mobile device of claim 1 , wherein the computer-readable non-transitory storage medium further comprises instructions to display an image of the encrypted binary version of the invoice image comprise instructions to:
display a barcode image of the encrypted binary version of the invoice image.
3 . The mobile device of claim 1 , wherein the computer-readable non-transitory storage medium further comprises instructions to:
decode retail transaction information within the invoice image; and display the retail transaction image on the display.
4 . The mobile device of claim 1 , wherein the instructions to authenticate the invoice comprise instructions to:
authenticate the invoice using a hash-based message authentication code.
5 . The mobile device of claim 1 , wherein the invoice image comprises at least one of:
a barcode; text; and a halftone image.
6 . The mobile device of claim 1 , wherein the computer-readable non-transitory storage medium further comprises instructions to:
generate a user interface to allow a user to select an account for payment of the invoice.
7 . A mobile device, comprising:
a camera configured to capture an invoice image; a storage configured to store payment account information; a display; a processor; and a computer-readable non-transitory storage medium comprising instructions executable by the hardware processor to:
determine, by the mobile computing device, a binary version of the invoice image;
sign, by the mobile computing device, the binary version of the invoice image cryptographically with a payment account encryption key; and
display, by the mobile computing device, an image of the cryptographically signed binary version of the invoice image.
8 . The mobile device of claim 7 , wherein the instructions to determine the binary version of the invoice image comprise instructions to:
determine a binary version of an invoice barcode image.
9 . The mobile device of claim 8 , wherein the computer-readable non-transitory storage medium further comprises instructions to:
cause a camera to capture the invoice barcode image.
10 . The mobile device of claim 7 , wherein the computer-readable non-transitory storage medium further comprises instructions to:
determine, by the mobile computing device, transaction information from the invoice image; and generate, by the mobile computing device, a user interface to display the transaction information.
11 . The mobile device of claim 7 , wherein the instructions to display the image of the signed binary version of the invoice image comprise instructions to display at least one of:
a barcode; text; and a halftone image.
12 . The mobile device of claim 7 , wherein the computer-readable non-transitory storage medium further comprises instructions to:
generate a user interface to allow a user to select the payment account.
13 . A method, comprising:
determining, by a mobile computing device, a binary version of an invoice image; signing, by the mobile computing device, the binary version of the invoice image cryptographically with a payment account encryption key; and displaying, by the mobile computing device, an image of the cryptographically signed binary version of the invoice image.
14 . The method of claim 13 , wherein determining the binary version of the invoice image comprises:
determining a binary version of an invoice barcode image.
15 . The method of claim 14 , further comprising:
capturing the invoice barcode image.
16 . The method of claim 13 , further comprising:
transmitting, by a retail computing device, the displayed image to a payment entity.
17 . The method of claim 13 , further comprising:
determining, by the mobile computing device, transaction information from the invoice image; and generating, by the mobile computing device, a user interface to display the transaction information.
18 . The method of claim 13 , wherein displaying an image of the signed binary version of the invoice image comprises displaying at least one of:
a barcode; text; and a halftone image.
19 . The method of claim 13 , further comprising:
generating a user interface to allow a user to select an account for payment of the invoice.Cited by (0)
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