Products and processes for indicating documents for a life based product

Abstract

A method comprising receiving at least one document that is associated with a life insurance policy; assigning a respective value to each of the at least one document, in which the value indicates a level of importance; determining a summation of the at least one document; determining an indication for the life insurance policy, in which the indication is based on the summation of the at least one document and at least one of the values; and displaying the indication.

1 . (canceled) 
     
     
         2 . A method comprising:
 transmitting, by a processor, to a remote device a request for at least one document that supports a life insurance policy, in which the remote device and the processor are in communication over a network;   receiving, by the processor, in response to the request, the at least one document that supports the life insurance policy;   verifying, by the processor, that the at least one document is authentic;   evaluating, by the processor, whether the at least one document contains complete information;   determining, by the processor, a respective value for each received document based on at least one of: a source of the document, a type of the document, and a pre-determined level of importance of the document, in response to the at least one document being authentic and containing complete information;   determining, by the processor, a quantity of documents received in response to the request;   assigning, by the processor, based on the quantity of documents received and a value of each received document, a rating to the life insurance policy, in which the rating affects a settlement amount;   identifying, by the processor, a color associated with the rating;   assigning, by the processor, the color to the life insurance policy; and   displaying, by the processor, the color assigned to the life insurance policy.   
     
     
         3 . The method of  claim 2  further comprising:
 transmitting, by the processor, a request to authenticate at least one received document; and 
 receiving, by the processor, an authentication of the at least one received document. 
 
     
     
         4 . The method of  claim 2 , in which determining the respective value of each received document further comprises determining, by the processor, the value based on a decision tree. 
     
     
         5 . The method of  claim 2 , further comprising associating, by the processor, each rating with a respective color. 
     
     
         6 . The method of  claim 5 , wherein a first color corresponds to a first rating and a second color corresponds to a second rating, in which the first rating and the second rating are different. 
     
     
         7 . The method of  claim 5 , in which the color corresponds to the quantity of documents received. 
     
     
         8 . The method of  claim 5 , in which the color corresponds to a marketability of the life insurance policy. 
     
     
         9 . The method of  claim 2 , further comprising storing, by the processor, the received documents, the determined value and the rating into a database that comprises policy information for a plurality of available life insurance policies. 
     
     
         10 . The method of  claim 9  further comprising:
 receiving, by the processor, at least one search criterion; 
 searching, by the processor, the database for at least one life insurance policy that matches the at least one search criterion; 
 retrieving, by the processor, the at least one life insurance policy that matches the at least one search criterion; and 
 displaying, by the processor, the at least one life insurance policy. 
 
     
     
         11 . An apparatus comprising:
 a processor; and   a memory, in which the memory stores instructions which, when executed by the processor, direct the processor to:   transmit a request to a remote device for at least one document that supports that a life insurance policy, in which the remote device and the processor are in communication over a network;   receive, in response to the request, the at least one document that supports the life insurance policy;   verify that the at least one document is authentic;   evaluate whether the at least one document contains complete information;   determine a respective value for each received document based on at least one of: a source of the document, a type of the document, and a pre-determined level of importance of the document, in response to the at least one document being authentic and containing complete information;   determine a quantity of documents received in response to the request;   assign, based on the quantity of documents received and a value of each received document, a rating to the life insurance policy, in which the rating affects a settlement amount; and   identify a color associated with the rating;   assign the color to the life insurance policy; and   display the color assigned to the life insurance policy.   
     
     
         12 . The apparatus of  claim 11 , in which the memory stores instructions which, when executed by the processor, further direct the processor to: transmit a request to authenticate at least one received document; and receive an authentication of the at least one received document. 
     
     
         13 . The apparatus of  claim 11 , in which to determine the respective value of each received document the instruction, when executed, further cause the processor to determine the value based on a decision tree. 
     
     
         14 . The apparatus of  claim 11 , in which the instructions, when executed, further direct the processor to associate each rating with a respective color. 
     
     
         15 . The apparatus of  claim 14 , in which a first color corresponds to a first rating and a second color corresponds to a second rating, in which the first rating and the second rating are different. 
     
     
         16 . The apparatus of  claim 14 , in which the color corresponds to the quantity of documents received. 
     
     
         17 . The apparatus of  claim 14 , in which the color corresponds to a marketability of the life insurance policy. 
     
     
         18 . The apparatus of  claim 11 , in which the memory stores instructions which, when executed by the processor, further direct the processor to store the received documents, the determined value and the rating into a database that comprises policy information for a plurality of available life insurance policies. 
     
     
         19 . The apparatus of  claim 18 , in which the memory stores instructions which, when executed by the processor, further direct the processor to:
 receive at least one search criterion;   search the database for at least one life insurance policy that matches the at least one search criterion;   retrieve the at least one life insurance policy that matches the at least one search criterion; and   display the at least one life insurance policy.