Mobile number credit prescreen

Abstract

A method for mobile number credit prescreen is disclosed. The method obtains a phone number associated with a customer's mobile device. The phone number is utilized to access a mobile carrier service and obtain identifying information about the customer. A credit reporting agency is accessed and the identifying information about the customer is used to perform a credit prescreen. In addition, when the customer passes the credit prescreen, the identifying information about the customer and a result of the credit prescreen are used to pre-fill a credit application form. The pre-filled credit application form in conjunction with a pre-approved credit offer is then provided to the customer.

What is claimed is: 
     
         1 . A non-transitory computer-readable storage medium having instructions embodied therein that when executed cause a computer system to perform a method for mobile number credit prescreen, the method comprising:
 obtaining a phone number associated with a customer's mobile device;   utilizing the phone number to access a mobile carrier service and obtain identifying information about the customer;   accessing a credit reporting agency and using the identifying information about the customer to perform a credit prescreen;   utilizing the identifying information about the customer and a result of the credit prescreen to pre-fill a credit application form when the customer passes the credit prescreen; and   providing, to the customer, the pre-filled credit application form in conjunction with a pre-approved credit offer.