Transaction mediation method

Abstract

Systems and methods for processing transactions using a digital payment platform.

We claim: 
     
         1 . A method comprising: with an intermediary system:
 determining whether a DPP (digital payment platform) user account associated with payment information has sufficient funds for a transaction request;   responsive to a determination that the DPP user account has sufficient funds for the transaction request, generating a temporary payment card number that uses the DPP as a funding source; and   transmitting a payment network payment request to a payment network, wherein the payment request is a request for requesting payment from the temporary payment card number to a merchant account associated with the transaction request, for a transaction amount identified by the transaction request.