US2021204116A1PendingUtilityA1
Identity verification platform
Est. expiryDec 31, 2039(~13.5 yrs left)· nominal 20-yr term from priority
H04W 12/02H04W 12/06H04L 67/01G06F 21/31H04L 63/1425H04W 12/68H04W 12/72H04L 67/42
59
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Claims
Abstract
Briefly, example methods, apparatuses, and/or articles of manufacture are disclosed that may be implemented, in whole or in part, using one or more computing devices to facilitate and/or support one or more operations and/or techniques for an identity verification platform, such as implemented, at least in part, via one or more electronic communication networks.
Claims
exact text as granted — not AI-modifiedWhat is claimed is:
1 . A method comprising:
communicating one or more signal packets, via a network, to authorize, authenticate, and/or verify an identity of a mobile communications device subscriber with at least one of the following: a data source; an internal database; a requester system; or any combination thereof; and one or more communications occurring, via the network, at least in part through use of an identity verification platform capable of facilitating the authorization, authentication, and/or verification of the identity of the mobile communications device subscriber without exposing sensitive content from the data source to the requester system and/or from the requester system to the data source.
2 . The method of claim 1 , wherein communicating the one or more signal packets via the network is implemented at least partially in response to a request of the requester system and in connection with one or more electronic transactions initiated by the mobile communications device subscriber via a mobile communications device.
3 . The method of claim 1 , wherein the data source comprises a canonical data source and wherein the requester system comprises an institution or entity directly or indirectly utilizing the identity verification platform.
4 . The method of claim 1 , wherein the authorization, authentication, and/or verification of the identity of the mobile communications device subscriber includes determining one or more aspects of online behavior of the mobile communications device subscriber.
5 . The method of claim 4 , wherein the online behavior of the mobile communications device subscriber includes online behavior implemented via mobile communications device in the possession of the mobile communications device subscriber.
6 . The method of claim 5 , wherein the mobile communications device is associated with the mobile communications device subscriber via a subscriber account identifier assigned to the mobile communications subscriber.
7 . The method of claim 1 , wherein the internal database is inaccessible to the data source of the requester system.
8 . The method of claim 1 , wherein the identity verification platform is co-located with the data source.
9 . The method of claim 1 , wherein the identity verification platform is deployed at a location outside of the data source and wherein the identity verification platform operates as directed by an entity operating the requester system.
10 . The method of claim 1 , wherein the identity verification platform comprises one or more physical computing devices, one or more virtual computing devices, or any combination thereof.
11 . The method of claim 1 , wherein the authorization, authentication, and/or verification of the identity of the mobile communications device subscriber utilizes one or more matching scores indicating an outcome of a comparison between a first parameter accessed from an application programming interface (API) of a data store and a second parameter obtained from the mobile communications device subscriber.
12 . The method of claim 1 , wherein the sensitive content comprises personally identifiable information.
13 . An apparatus comprising:
one or more processors coupled to a memory to:
initiate electronic communications of one or more signal packets that pertain to authentication, authorization, and/or verification of an identity of a mobile communications device subscriber with at least one of the following: a data source; an internal database; a requester system; or any combination thereof,
one or more of the electronic communications of the one or more signal packets to occur, at least in part, via an identity verification platform to facilitate the authentication, authorization, and/or verification of the identity of the mobile communications device subscriber without an exposure of sensitive content from the data source to the requester system and/or from the requester system to the data source.
14 . The apparatus of claim 13 , wherein the one or more processors coupled to the memory are to initiate the electronic communications of the one or more signal packets responsive to a request from the requester system following an electronic transaction initiated by the mobile communications device subscriber.
15 . The apparatus of claim 13 , wherein the authentication, authorization, and/or verification of the identity of the mobile communications device subscriber includes determining one or more aspects of online behavior of the mobile communications device subscriber.
16 . The apparatus of claim 13 , wherein the identity verification platform comprises one or more physical computing devices, one or more virtual computing devices, or any combination thereof.
17 . The apparatus of claim 13 , wherein the identity verification platform comprises an internal database, the internal database being inaccessible to the requester system.
18 . The apparatus of claim 13 , wherein the authorization, authentication, and/or verification of the identity of the mobile communications device subscriber utilizes one or more matching scores indicating an outcome of a comparison between a first parameter accessed from an application programming interface (API) of a data store and a second parameter obtained from the mobile communications device subscriber.
19 . The apparatus of claim 13 , wherein the sensitive content comprises personally identifiable information.
20 . An article comprising:
a non-transitory storage medium having instructions stored thereon executable by a special-purpose computing platform to:
initiate electronic communications of one or more signal packets to authenticate, authorize, and/or verify an identity of a mobile communications device subscriber via at least one of the following: a data source; an internal database; a requester system; or any combination thereof,
one or more of the electronic communications of the one or more signal packets to occur, at least in part, via an identity verification platform to facilitate authentication, authorization, and/or verification of the identity of the mobile communications device subscriber without an exposure of sensitive content from the data source to the requester system and/or from the requester system to the data source.
21 . The article of claim 20 , wherein the stored instructions executable by the special-purpose computing platform are to initiate the electronic communications of the one or more signal packets responsive to a request from the requester system following an electronic transaction initiated by the mobile communications device subscriber.
22 . The article of claim 20 , wherein the stored instructions executable by the special-purpose computing platform are to determine one or more aspects of online behavior of the mobile communications device subscriber.
23 . The article of claim 20 , wherein the stored instructions executable by the special-purpose computing platform are to forbid the requester system from accessing the data source.
24 . The article of claim 20 , wherein the sensitive content comprises at least private consumer content or information to personally identify the mobile communications device subscriber.Join the waitlist — get patent alerts
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