Systems and methods for implementing a platform for investing

Abstract

In some embodiments, a request may be received from a customer via an interface, wherein the request indicates (i) a social media stream associated with the customer to be monitored for instances of investment triggering content (ITC). A customer account of the customer may be configured based on the request. The social media stream may be monitored for instances of ITC based on the customer account configuration. Responsive to the monitoring detecting an instance of ITC, a first amount may be withdrawn from the customer account, and a purchase of a quantity of shares of an investment fund may be executed on behalf of the customer using the withdrawn first amount.

What is claimed is: 
     
         1 . A system configured to implement a platform for investing closed-loop stored-value (CLSV) by customers, wherein CLSV account balances are managed by CLSV providers, and wherein CLSV account balances are associated with customers, the system comprising:
 an interface configured to provide customers with access to the system;   one or more physical processors configured to execute computer program components, wherein the computer program components are configured to:
 receive, from CLSV providers, customer-specific information conveying CLSV account balances of the customers, 
 effectuate presentation of the customer-specific information through the interface to the customers, 
 receive, through the interface, an individual customer request from an individual customer that a) specifies a first amount of closed-loop stored-value (CLSV) to be withdrawn from an individual CLSV account balance that is managed by an individual CLSV provider, wherein the individual CLSV account balance is associated with the individual customer, and b) authorizes a purchase on behalf of the individual customer of one or more shares of one or more investment funds, wherein the purchase is funded by a second amount of money, wherein the second amount is determined based on a conversion rate and the first amount, 
 transfer, to the individual CLSV provider, a transfer request on behalf of the individual customer, wherein the transfer request specifies the first amount, 
 receive and present purchase information that includes a confirmation of the purchase, and 
 present an adjustment of the individual CLSV account balance by the first amount. 
   
     
     
         2 . The system of  claim 1 , wherein the interface provides the customers with access through a graphical user interface. 
     
     
         3 . The system of  claim 1 , wherein the presentation of the customer-specific information includes individual CLSV account balances and equivalent currency balances corresponding thereto. 
     
     
         4 . The system of  claim 1 , wherein the individual customer request authorizes a periodical purchase on behalf of the individual customer of one or more shares of one or more investment funds, wherein the periodical purchase is funded by an amount of money, wherein the amount is determined based on a second conversion rate and a predetermined amount of closed-loop stored-value (CLSV) to be withdrawn from the individual CLSV account balance. 
     
     
         5 . The system of  claim 4 , wherein the predetermined amount is a fraction of the individual CLSV account balance. 
     
     
         6 . The system of  claim 1 , wherein the transfer request effectuates the second amount to be deposited into a sweep account, and where the purchase is funded by a transfer from the sweep account of an amount based on the second amount. 
     
     
         7 . The system of  claim 1 , wherein the purchase is aggregated with purchases on behalf of other customers and performed periodically. 
     
     
         8 . The system of  claim 7 , wherein performance of the purchase is delayed by a first delay compared to receipt of the individual customer request. 
     
     
         9 . The system of  claim 8 , wherein the purchase information includes information conveying the first delay. 
     
     
         10 . The system of  claim 1 , wherein the purchase information includes information conveying availability to the individual customer of the one or more purchased shares. 
     
     
         11 . The system of  claim 1 , wherein the computer program components are further configured to present a balance of shares of the one or more investment funds as adjusted by the purchase. 
     
     
         12 . A computer-implemented method to implement a platform for investing closed-loop stored-value (CLSV) by customers, wherein CLSV account balances are managed by CLSV providers, wherein CLSV account balances are associated with customers, the method being implemented in a computer system that includes one or more physical processors, the method comprising:
 receiving, by the one or more physical processors, from the CLSV providers and on behalf of the customers, deposit requests that i) effectuate amounts of money to be deposited in sweep accounts managed by a sweep account provider, wherein the amounts of money correspond to customer-authorized withdrawals from the CLSV account balances, wherein the sweep accounts are associated with the CLSV providers and ii) authorize purchases of shares of one or more investment funds, wherein the purchases are funded by one or more transfers of money from the sweep accounts;   transferring purchase requests benefitting one or more investment accounts that are managed by an investment account provider, wherein the purchase requests authorize the purchases of shares of one or more investment funds; and   performing, by the one or more physical processors, the one or more transfers of money from the sweep accounts to the one or more investment accounts, wherein individual investment accounts are owned by individual customers, and wherein the transferred money funds the authorized purchases.   
     
     
         13 . The method of  claim 12 , wherein deposits in the sweep accounts are performed periodically, wherein the requests are aggregated for multiple customers, wherein the authorized purchases are performed periodically and in aggregation for the multiple customers. 
     
     
         14 . A computer-implemented method to implement a platform for investing closed-loop stored-value (CLSV) by customers, wherein CLSV account balances are managed by CLSV providers, wherein CLSV account balances are associated with customers, the method being implemented in a computer system that includes one or more physical processors and an interface, the method comprising:
 receiving, by the one or more physical processors, purchase requests benefitting one or more investment accounts that are managed by an investment account provider, wherein the purchase requests authorize the purchases of shares of one or more investment funds on behalf of the customers, wherein individual investment accounts are owned by individual customers;   receiving, by the one or more physical processors, one or more transfers of money from sweep accounts managed by a sweep account provider to the one or more investment accounts;   periodically transferring, to a server associated with an investment provider, an aggregated amount of money corresponding to the received one or more transfers of money to purchase shares of the one or more investment funds in accordance with the received purchase requests; and   adjusting balances of individual investment accounts in accordance with the purchased shares of the one or more investment funds.   
     
     
         15 . The method of  claim 14 , wherein purchase requests and transfers of money are received periodically, wherein the purchase requests and transfers of money are aggregated for multiple customers.