US2022222635A1PendingUtilityA1

One card

Assignee: COMENITY LLCPriority: Aug 16, 2019Filed: Jan 25, 2022Published: Jul 14, 2022
Est. expiryAug 16, 2039(~13.1 yrs left)· nominal 20-yr term from priority
G06Q 20/40G06Q 20/20G06Q 20/227G06Q 20/04G06Q 20/10G06Q 40/02G06Q 30/02
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Claims

Abstract

A system and method for combining at least two similarly managed credit accounts into a single ONE card account is described. The system identifies a given cardholder having a plurality of similarly managed credit accounts. Generates a single ONE card account for the given cardholder. Incorporates the plurality of similarly managed credit accounts into the single ONE card account. Manages any future transactions for each of the plurality of similarly managed credit accounts via the single ONE card account. Provides, to the given cardholder, a single ONE card account statement, the single ONE card account statement containing information previously provided separately by each of the plurality of similarly managed credit accounts.

Claims

exact text as granted — not AI-modified
What is claimed is: 
     
         1 . A method for combining at least two similarly managed credit accounts into a single ONE card account, the method comprising:
 identifying, at a computer system, a first credit account and a second different credit account associated with a cardholder,
 the first credit account and the second different credit account managed by a single entity; 
   generating, at the computer system, a single ONE card account for the cardholder;   incorporating, at the computer system, the first credit account and the second different credit account into the single ONE card account; and   managing, at the computer system, any future transactions for the first credit account and the second different credit account with the single ONE card account.

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