System and Method for Interfacing Entities Engaged in Property Exchange Activities

Abstract

A method and system are provided for interfacing entities engaged in property exchange activities. The method includes establishing connectivity with at least one external platform via an application programming interface; receiving, via a communications module, using the application programming interface, data indicative of actions or activities by an acquiring entity automatically detected from interactions with the external platform by the acquiring entity, the external platform being accessible to the server device via the application programming interface; automatically determining from the data, an intent to engage in a property exchange activity by the acquiring entity, by: monitoring the data to classify search behavior in a plurality of sessions; and detecting that the acquiring entity has changed their search behavior between sessions indicating the intent to engage in the property exchange activity and to trigger further action related to the property exchange activity, wherein the changed search behavior comprises specifying a price range, specifying a geographic location, or both; and in response to determining the intent, triggering the further action.

1 . A server device for automatically detecting intent to participate in property exchange activities, the device comprising:
 a processor;   a communications module coupled to the processor; and   a memory coupled to the processor, the memory storing computer executable instructions that when executed by the processor cause the processor to:
 establish connectivity with at least one external platform via an application programming interface; 
 receive, via the communications module, using the application programming interface, data indicative of actions or activities by an acquiring entity automatically detected from interactions with the external platform by the acquiring entity, the external platform being accessible to the server device via the application programming interface; 
 automatically determine from the data, an intent to engage in a property exchange activity by the acquiring entity, by:
 monitoring the data to classify search behavior in a plurality of sessions; and 
 detecting that the acquiring entity has changed their search behavior between sessions indicating the intent to engage in the property exchange activity and to trigger further action related to the property exchange activity, wherein the changed search behavior comprises specifying a price range, specifying a geographic location, or both; and 
 
 in response to determining the intent, triggering the further action. 
   
     
     
         2 . The server device of  claim 1 , wherein the computer executable instructions further cause the processor to, in response to triggering the action:
 access first profile data for the acquiring entity, the device having permission to access the first profile data;   access second profile data for each of a plurality of advisor entities related to the property exchange activity;   use the first profile data and the second profile data to generate at least one proposed match between a corresponding one or more of the plurality of advisor entities and the acquiring entity; and   send via the communications module to the acquiring entity a recommendation, the recommendation comprising the at least one proposed match.   
     
     
         3 . The server device of  claim 2 , wherein the computer executable instructions further cause the processor to:
 provide an acquiring entity user interface via the communications module to enable the acquiring entity to respond to the recommendation and communicate with advisor entities selected for the property exchange activity;   after receiving a first request to engage a first advisor entity of the plurality of advisor entities, provide a first advisor connection between the acquiring entity and the first advisor entity, the device enforcing at least one access control criterion on the first advisor connection to restrict sharing of at least some data of the first profile data according to activities required to be performed by the first advisor entity based on an advisor type; and   enable via the communications module at least one interaction in at least one advisor activity between the acquiring entity and the first advisor entity.   
     
     
         4 . The server device of  claim 3 , wherein the computer executable instructions further cause the processor to:
 after receiving at least one second request to engage at least one corresponding second advisor entity of the plurality of advisor entities, provide at least one second advisor connection between the acquiring entity and the at least one second advisor entity, the device enforcing at least one access control criterion on the at least one second advisor connection to restrict sharing of at least some data of the first profile data according to activities required to be performed by the corresponding second advisor entity based on the advisor type; and   enable via the communications module at least one interaction in at least one advisor activity between the acquiring entity and the at least one second advisor entity.   
     
     
         5 . The server device of  claim 4 , wherein the computer executable instructions further cause the processor to:
 send via the communications module a proposal for the first advisor entity based on a highest match, and await a reply received via the communications module including the first request to engage the first advisor entity before determining others of the plurality of advisor entities;   use the first profile data and the second profile data to generate at least one secondary proposed match between the corresponding at least one second advisor entity and the acquiring entity, based at least in part on affinity between the first advisor entity and the at least one second advisor entity; and   send via the communications module at least one secondary recommendation for the at least one second advisor entity.   
     
     
         6 . The server device of  claim 2 , wherein subsequent to commencement of the property exchange activity, the computer executable instructions further cause the processor to:
 use the first profile data and the second profile data to generate at least one proposed additional match between corresponding advisor entities and the acquiring entity; and   send via the communications module an additional recommendation to the acquiring entity, the additional recommendation comprising the at least one proposed additional match.   
     
     
         7 . The server device of  claim 2 , wherein the computer executable instructions further cause the processor to:
 regenerate the at least one proposed match between the corresponding advisor entity and the acquiring entity and send via the communications module a revised recommendation prior to receiving the first request, based on at least one change to the second profile data.   
     
     
         8 . The server device of  claim 2 , wherein the computer executable instructions further cause the processor to:
 contact at least one potential advisor entity based on the at least one proposed match to obtain an acceptance to be included in the recommendation to the acquiring entity; and   generate the recommendation based on receipt of the acceptance.   
     
     
         9 . The server device of  claim 2 , wherein the recommendation comprises at least one option between a plurality of advisor entities of a same type, and wherein the computer executable instructions further cause the processor to:
 enable the acquiring entity to provide a selected option; and   notify a selected advisor entity related to the selected option.   
     
     
         10 . The server device of  claim 1 , wherein the determined intent to engage in the property exchange activity further comprises a request detected by at least one of the communications module and the processor. 
     
     
         11 . The server device of  claim 10 , wherein the communications module determines the intent to engage in the property exchange activity using an existing interaction channel between the acquiring entity and a financial institution. 
     
     
         12 . The server device of  claim 11 , wherein the computer executable instructions further cause the processor to:
 receive via the communications module a notification from the acquiring entity or a financial institution associated with the acquiring entity, the notification comprising the intent to engage in the property exchange activity.   
     
     
         13 . The server device of  claim 2 , wherein the property exchange activity corresponds to a home purchase, and the plurality of advisor entities comprises at least one of a real estate agent or broker, a legal advisor, a mortgage advisor, a home inspector, an insurer, a moving company, and a storage company. 
     
     
         14 . The server device of  claim 2 , wherein the first profile data for the acquiring entity is not yet available to the device, and wherein the computer executable instructions further cause the processor to:
 obtain the permission to access the first profile data; or   receive, via the communications module, the first profile data from the acquiring entity.   
     
     
         15 . A method of interfacing entities engaged in property exchange activities, the method executed by a processor of a server device and comprising:
 establishing connectivity with at least one external platform via an application programming interface;   receiving, via a communications module, using the application programming interface, data indicative of actions or activities by an acquiring entity automatically detected from interactions with the external platform by the acquiring entity, the external platform being accessible to the server device via the application programming interface;   automatically determining from the data, an intent to engage in a property exchange activity by the acquiring entity, by:
 monitoring the data to classify search behavior in a plurality of sessions; and 
 detecting that the acquiring entity has changed their search behavior between sessions indicating the intent to engage in the property exchange activity and to trigger further action related to the property exchange activity, wherein the changed search behavior comprises specifying a price range, specifying a geographic location, or both; and 
   in response to determining the intent, triggering the further action.   
     
     
         16 . The method of  claim 15 , further comprising, in response to triggering the action:
 accessing first profile data for the acquiring entity, the device having permission to access the first profile data;   accessing second profile data for each of a plurality of advisor entities related to the property exchange activity;   using the first profile data and the second profile data to generate at least one proposed match between a corresponding one or more of the plurality of advisor entities and the acquiring entity; and   sending via the communications module to the acquiring entity a recommendation, the recommendation comprising the at least one proposed match.   
     
     
         17 . The method of  claim 16 , further comprising:
 providing an acquiring entity user interface via the communications module to enable the acquiring entity to respond to the recommendation and communicate with advisor entities selected for the property exchange activity;   after receiving a first request to engage a first advisor entity of the plurality of advisor entities, providing a first advisor connection between the acquiring entity and the first advisor entity, the device enforcing at least one access control criterion on the first advisor connection to restrict sharing of at least some data of the first profile data according to activities required to be performed by the first advisor entity based on an advisor type; and   enabling via the communications module at least one interaction in at least one advisor activity between the acquiring entity and the first advisor entity.   
     
     
         18 . The method of  claim 17 , further comprising:
 after receiving at least one second request to engage at least one corresponding second advisor entity of the plurality of advisor entities, provide at least one second advisor connection between the acquiring entity and the at least one second advisor entity, the device enforcing at least one access control criterion on the at least one second advisor connection to restrict sharing of at least some data of the first profile data according to activities required to be performed by the corresponding second advisor entity based on the advisor type; and   enabling via the communications module at least one interaction in at least one advisor activity between the acquiring entity and the at least one second advisor entity.   
     
     
         19 . The method of  claim 18 , further comprising:
 sending via the communications module a proposal for the first advisor entity based on a highest match, and await a reply received via the communications module including the first request to engage the first advisor entity before determining others of the plurality of advisor entities;   using the first profile data and the second profile data to generate at least one secondary proposed match between the corresponding at least one second advisor entity and the acquiring entity, based at least in part on affinity between the first advisor entity and the at least one second advisor entity; and   sending via the communications module at least one secondary recommendation for the at least one second advisor entity.   
     
     
         20 . A non-transitory computer readable medium for interfacing entities engaged in property exchange activities, the computer readable medium comprising computer executable instructions for:
 establishing connectivity with at least one external platform via an application programming interface;   receiving, via a communications module, using the application programming interface, data indicative of actions or activities by an acquiring entity automatically detected from interactions with the external platform by the acquiring entity, the external platform being accessible to the server device via the application programming interface;   automatically determining from the data, an intent to engage in a property exchange activity by the acquiring entity, by:
 monitoring the data to classify search behavior in a plurality of sessions; and 
 detecting that the acquiring entity has changed their search behavior between sessions indicating the intent to engage in the property exchange activity and to trigger further action related to the property exchange activity, wherein the changed search behavior comprises specifying a price range, specifying a geographic location, or both; and 
   in response to determining the intent, triggering the further action.