VIN Based Insurance Claim System

Abstract

An insurance claim system that can display vehicle identification key information and vehicle option, package, engine, transmission, paint, production date information provided from multiple different sources. The system can perform a method that includes displaying at least one insurance claim with at least one vehicle description, a plurality of vehicle options, and a VIN field. A VIN is entered into the VIN field, which is decoded to determine vehicle information and vehicle option information. One or more vehicle options displayed by the client computer are selected with the vehicle option information, and the selected vehicle options are modified with supplemental vehicle options information provided by an OEM source. Modifying the vehicle options with the information provided by the OEM source improves the accuracy of the options information selected on the insurance claim page. Maintaining the additional options provided by the VIN decode allows an operator to select/de-select options added or removed after manufacture of the vehicle.

What is claimed is: 
     
         1 . A system that provides vehicle information and vehicle options for an insurance policy to a client that displays at least one insurance vehicle identification page that includes at least one vehicle description, a plurality of vehicle options and a VIN field, and receives supplemental vehicle options information from a source that is used to modify selected vehicle options displayed by the client, comprising:
 a VIN decoder that decodes a VIN received from the client and provides vehicle information and vehicle options information for one or more vehicles associated with said VIN, said vehicle option information being used to select one or more vehicle options displayed by the client.