Decentralized systems and methods for transferring information between subsystems of communication networks

Abstract

Systems and methods which utilize one or more social networking systems when creating, funding, and/or notifying a party of a transaction are provided. In accordance with one aspect, a money transfer transaction may be staged by a user whereupon a link corresponding to the staged transaction may be posted to one or more social networking services in order to allow for multiple users to access and fund the staged transaction. Additionally, in some aspects a user of a social networking service may generate a comment or post which then automatically triggers the staging of a money transfer transaction. Moreover, social networking services may be utilized to provide various notifications regarding money transfer transactions.

1 . A decentralized system for administering funds transfers between processing subsystems each having a processor and associated memory and coupled to a communications network comprising:
 a control system adapted to communicate with the processing subsystems through the communications network, the control system operable to:
 identify a posting by a receiver, through a selected one of the processing subsystems and the communications network, of a transactional message on a social media stream associated with a social media account of the receiver; 
 in response to the identified transactional message, stage a funds transfer transaction for transferring funds to the receiver from at least one sender, the at least one sender accessing the social media stream associated with the social media account of the receiver through a selected one of the processing subsystems and the communications network; 
 generate a webpage accessible through the communications network and at least one of the processing subsystems, the webpage including information on options for collection of the funds by the receiver; 
 post a link to the webpage through the social media stream associated with the social media account of the receiver, the link allowing access to the staged funds transfer transaction by the sender and the receiver through at least a selected one of the processing systems for facilitating a transfer of funds from the sender to the receiver; 
 receive funds from the sender through a selected one of the processing subsystems and the communications network following access to the staged funds transfer transaction by the sender through the webpage and the posted link; and 
 automatically transfer funds to the receiver through a selected one of the processing systems and the communications network following the staged funds transfer transaction by the receiver through the webpage and the posted link. 
   
     
     
         2 . The decentralized system of  claim 1 , wherein the control system comprises at least one of a central server and an agent device. 
     
     
         3 . The decentralized system of  claim 1 , wherein the processing subsystems comprise at least one of a computer, tablet, and a mobile telephone. 
     
     
         4 . The decentralized system of  claim 1 , wherein the communications network comprises at least one of the Internet, a WiFi network, and a mobile communications network. 
     
     
         5 . The decentralized system of  claim 1 , wherein the social media stream associated with the social media account of the receiver is adminsitered by a social media server coupled to the communications network and communicating with the control system. 
     
     
         6 . The decentralized system of  claim 1 , wherein the social media stream comprises a selected one of a plurality of social media streams associated with a plurality of social media accounts of the receiver and administered by a corresponding plurality of social media servers coupled to the communications network and communicating with the control system. 
     
     
         7 . The decentralized system of  claim 1 , wherein the sender comprises a selected of a plurality of senders associated with a plurality of the processing subsystems coupled to the communications network. 
     
     
         8 . The decentralized system of  claim 1 , wherein the control system identifies a posting of the receiver of a transactional message by identifying one or more tags or identifiers associated with transaction information. 
     
     
         9 . The decentralized system of  claim 8 , wherein the tags include at least one hashtag messages posted to a social media site providing transaction information. 
     
     
         10 . A method of administering funds transfers in a decentralized system including a communications network, a control system coupled to the communications network and having a processor and a memory, and a plurality of processing subsystems coupled to the communications network and each having a processor and associated memory, comprising:
 identifying, with the control system, a posting of a receiver, through a selected one of the processing subsystems and the communications network, a transactional message on a social media stream associated with a social media account of the receiver;   in response to the identified transactional message, staging a funds transfer transaction, with the control system, for transferring funds to the receiver from at least one sender, the at least one sender accessing the social media stream associated with the social media account of the receiver through a selected one of the processing subsystems and the communications network;   generating, with the control system, a webpage accessible through the communications network and at least one of the processing subsystems, the webpage including information on options for collection of the funds by the receiver;   posting, with the control system, a link to the webpage through the social media stream associated with the social media account of the receiver, the link allowing access to the staged funds transfer transaction by the sender through a selected one of the processing subsystems and the communications network and by the receiver through a selected one of the processing subsystems and the communications network for facilitating a transfer of funds from the sender to the receiver;   receiving, with the control system, funds from the sender through a selected one of the processing subsystems and the communications network following access to the staged funds transfer transaction by the sender through the webpage and the posted link; and   automatically transferring, with the control system, funds to the receiver through a selected one of the processing subsystems and the communications network following access to the staged funds transfer transaction by the receiver through the webpage and the posted link.   
     
     
         11 . The method of  claim 10 , wherein the control system comprises at least one of a central server and an agent device. 
     
     
         12 . The method of  claim 10 , wherein the processing subsystems comprise at least one of a computer, tablet, and a mobile telephone. 
     
     
         13 . The method of  claim 10 , wherein the communications network comprises at least one of the Internet, a WiFi network, and a mobile communications network. 
     
     
         14 . The method of  claim 10 , wherein the social media stream associated with the social media account of the receiver is adminsitered by a social media server coupled to the communications network. 
     
     
         15 . The method of  claim 10 , wherein the social media stream comprises a selected one of a plurality of social media streams associated with a plurality of social media accounts of the receiver and administered by a corresponding plurality of social media servers coupled to the communications network. 
     
     
         16 . The method of  claim 10 , wherein the sender comprises a selected of a plurality of senders associated with a selected plurality of the processing subsystems coupled to the communications network. 
     
     
         17 . The method of  claim 10 , wherein identifying a posting of the receiver of a transactional message comprises identifying one or more tags or identifiers automatically identifying transaction information. 
     
     
         18 . The method of  claim 17 , wherein the tags include at least one hashtag messages posted to a social media site providing transaction information.