Client application with dynamic user interface

Abstract

A method includes presenting an initial user interface to a user that includes a first field including a first graphical depiction of a first object associated with the user and a second field including a second graphical depiction. The method also includes receiving an indication of a user interaction with the first field, and dynamically updating the initial user interface responsive to determining that the user interaction is a user selection of a second object to create an updated user interface. The updated user interface includes an updated first field including a depiction of the second object, and an updated second field including a third graphical depiction.

What is claimed is: 
     
         1 . A computer-implemented method, comprising:
 presenting, by a mobile device, an initial user interface to a user, the initial user interface including:
 a first field including a first graphical depiction of a first object associated with the user; and 
 a second field including a second graphical depiction; 
   receiving, by the mobile device, an indication of a user interaction with the first field; and   dynamically updating, by the mobile device, the initial user interface responsive to determining that the user interaction is a user selection of a second object to create an updated user interface including:
 an updated first field including a depiction of the second object; and 
 an updated second field including a third graphical depiction. 
   
     
     
         2 . The method of  claim 1 , wherein the first object is a default source account of the user. 
     
     
         3 . The method of  claim 2 , wherein the first field of the initial user interface also includes a first interaction point configured to receive a user preference. 
     
     
         4 . The method of  claim 3 , wherein the second object is an object that has not yet been provisioned, wherein the updated first field includes a second interaction point that is configured to receive a user preference to provision the second object. 
     
     
         5 . The method of  claim 3 , wherein the second object is a deactivated object, wherein the updated first field includes a notification informing the user that the second object has been deactivated. 
     
     
         6 . The method of  claim 1 , wherein the second graphical depiction is configured to receive a user preference to perform at least one of the following actions: view a history associated with the first object, set at least one preference with respect to the first object, or access at least one graphical depiction not involving the user. 
     
     
         7 . The method of  claim 6 , wherein the first object differs from the second object in at least one respect, and wherein a difference between the second graphical depiction and the third graphical depiction is based on the at least one respect. 
     
     
         8 . The method of  claim 7 , wherein both the initial user interface and the updated user interface include an identical third field, the third field containing a third interaction point configured to enable the user to indicate a preference to perform at least one non-transaction function. 
     
     
         9 . The method of  claim 7 , wherein the first object is a debit card and the second object is a gift card, and wherein the second graphical depiction depicts a person-to-person (P2P) transfer service and the third graphical depiction depicts a shopping functionality. 
     
     
         10 . The method of  claim 9 , wherein each of the second graphical depiction and third graphical depictions constitutes an additional interaction point configured to receive a user preference to access each of the second and the third graphical depictions, respectively. 
     
     
         11 . The method of  claim 10 , further comprising:
 receiving, by the mobile device, an indication that the user prefers not to interact further with the initial user interface or the updated user interface;   ending, by the mobile device, a user session responsive to receiving the indication that the user prefers not to interact further with the initial user interface or the updated user interface;   storing, by the mobile device, information pertaining to user interaction with at least one interaction point presented to the user during the user session;   determining, by the mobile device, based on the stored information, that the user has not interacted with a particular interaction point on the initial user interface for more than a predetermined period of time; and   reconfiguring, by the mobile device, the updated user interface to not include the particular interaction point in a future user session.   
     
     
         12 . A mobile device, comprising:
 a network circuit structured to communicate data to and from a computing system;   an input/output device structured to exchange data with a user; and   a client application circuit coupled to the network circuit and the input/output device, the client application circuit structured to:
 present, via the input/output device, an initial user interface to the user, the initial user interface including:
 a first field including a first graphical depiction of a first object associated with the user; and 
 a second field including a second graphical depiction; 
 
 receive, via the input/output device, an indication of a user interaction with the first field; and 
 dynamically update the initial user interface responsive to determining that the user interaction is a user selection of a second object to create an updated user interface including:
 an updated first field including a depiction of the second object; and 
 an updated second field including a third graphical depiction. 
 
   
     
     
         13 . The mobile device of  claim 12 , wherein the first field of the initial user interface also includes a first interaction point configured to receive a user preference. 
     
     
         14 . The mobile device of  claim 13 , wherein the second object is an object that has not yet been provisioned, wherein the updated first field includes a second interaction point configured to receive a user preference to provision the second object. 
     
     
         15 . The mobile device of  claim 13 , wherein the first object differs from the second object in at least one respect, wherein a difference between the second graphical depiction and the third graphical depiction is based on the at least one respect. 
     
     
         16 . The mobile device of  claim 12 , wherein both the initial user interface and the updated user interface include an identical third field, the third field containing a third interaction point configured to enable the user to indicate a preference to perform at least one non-transaction function. 
     
     
         17 . A non-transitory computer readable media having computer-executable instructions embodied therein that, when executed by at least one processor of a mobile device, cause the at least one processor to perform operations comprising:
 presenting an initial user interface to a user, the initial user interface including:
 a first field including a first graphical depiction of a first object associated with the user; and 
 a second field including a second graphical depiction; 
   receiving an indication of a user interaction with the first field; and   dynamically updating the initial user interface responsive to determining that the user interaction is a user selection of a second object to create an updated user interface including:
 an updated first field including a depiction of the second object; and 
 an updated second field including a third graphical depiction. 
   
     
     
         18 . The non-transitory computer readable media of  claim 17 , wherein the first object includes a default source account of the user. 
     
     
         19 . The non-transitory computer readable media of  claim 18 , wherein the first field of the initial user interface also includes a first interaction point configured to receive a user preference. 
     
     
         20 . The non-transitory computer readable media of  claim 18 , wherein the second object is a deactivated object, and wherein the updated first field includes a notification informing the user that the second object has been deactivated.