Assignee
DISCOVER FINANCIAL SERVICES
US·25 granted patents·35 pending applications·35 citations·filing 2004–2025
Top patents by PatentIndex Score
60 records- 0187US12002258B2System and method for mitigating bias in classification scores generated by machine learning modelsDISCOVER FINANCIAL SERVICES·Filed 2020·Granted Jun 4, 2024·3 cites·20 claims
- 0282US12301720B2Computing systems and methods for protecting application programming interfaces with two-factor authenticationDISCOVER FINANCIAL SERVICES·Filed 2023·Granted May 13, 2025·2 cites·16 claims
- 0382US11886278B2Computing systems and methods for creating and executing user-defined anomaly detection rules and generating notifications for detected anomaliesDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Jan 30, 2024·2 cites·52 claims
- 0479US12093925B1Smart payment card, and computing systems and methods for configuring smart payment card and processing transactions involving smart payment cardDISCOVER FINANCIAL SERVICES·Filed 2023·Granted Sep 17, 2024·3 cites·20 claims
- 0573US12050975B2System and method for utilizing grouped partial dependence plots and shapley additive explanations in the generation of adverse action reason codesDISCOVER FINANCIAL SERVICES·Filed 2020·Granted Jul 30, 2024·1 cites·20 claims
- 0673US11055695B2Automated system and method for testing bank identification numbers in a networked systemDISCOVER FINANCIAL SERVICES·Filed 2018·Granted Jul 6, 2021·4 cites·16 claims
- 0771US12223311B2Configurable deployment of data science environmentsDISCOVER FINANCIAL SERVICES·Filed 2024·Granted Feb 11, 2025·0 cites·20 claims
- 0871US2024312198A1System and method for mitigating bias in classification scores generated by machine learning modelsDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 0969US2025029015A1System and method for utilizing grouped partial dependence plots and shapley additive explanations in the generation of adverse action reason codesDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 1068US12190087B2Configurable deployment of data science modelsDISCOVER FINANCIAL SERVICES·Filed 2024·Granted Jan 7, 2025·0 cites·20 claims
- 1168USD807957SColored metallic credit cardDISCOVER FINANCIAL SERVICES·Filed 2016·Granted Jan 16, 2018·8 cites·1 claims
- 1266US12045262B2Reconciliation systems and methods for unbounded streamsDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Jul 23, 2024·0 cites·20 claims
- 1366US2025278260A1Configurable deployment of data science environmentsDISCOVER FINANCIAL SERVICES·Filed 2025·Application pending·0 cites
- 1465US2024320665A1Multi-token provisioning, online purchase transaction processing, and card life cycle management systems and methodsDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 1564US2025216828A1Systems and methods for constraint enforcement in event streamsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 1662US12326776B2Computing systems and methods for creating and executing user-defined anomaly detection rules and generating notifications for detected anomaliesDISCOVER FINANCIAL SERVICES·Filed 2024·Granted Jun 10, 2025·0 cites·20 claims
- 1762US11893375B2Configurable deployment of data science environmentsDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Feb 6, 2024·0 cites·20 claims
- 1862US2025251923A1Configurable deployment of data science modelsDISCOVER FINANCIAL SERVICES·Filed 2025·Application pending·0 cites
- 1961US2024394618A1Computing systems and methods for defining work item assignment workflows and intelligently assigning work itemsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 2060US11868749B2Configurable deployment of data science modelsDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Jan 9, 2024·0 cites·18 claims
- 2159US12321826B2System and method for utilizing grouped partial dependence plots and game-theoretic concepts and their extensions in the generation of adverse action reason codesDISCOVER FINANCIAL SERVICES·Filed 2021·Granted Jun 3, 2025·0 cites·22 claims
- 2259US2025139535A1Computing system and method for rapidly quantifying feature influence on the output of a data science modelDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 2359US2023145530A1Multi-token provisioning, online purchase transaction processing, and card life cycle management systems and methodsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 2458US2025217716A1Computing system and method for building and executing an ensemble model for forecasting time-series dataDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 2557US2024220986A1Payments federated directoryDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 2657US2025252323A1Computing system and method for applying precomputation of coalitions and accelerated sampling to determine the contribution of input variables on the output of a data science model via monte carlo estimationDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 2757US2024086917A1Fraud mitigation using pre-authorization authentication and verificationDISCOVER FINANCIAL SERVICES·Filed 2022·Application pending·0 cites
- 2857US2025139459A1Computing system and method for rapidly quantifying feature influence on the output of a data science modelDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 2957US2024086918A1Decentralized identity verification for payment transactionsDISCOVER FINANCIAL SERVICES·Filed 2022·Application pending·0 cites
- 3056US12259926B2Computer systems and methods for building and analyzing data graphsDISCOVER FINANCIAL SERVICES·Filed 2023·Granted Mar 25, 2025·0 cites·20 claims
- 3156US2023206226A1Multi-token provisioning, online purchase transaction processing, and card life cycle management systems and methodsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 3256US2023143954A1Multi-token provisioning, online purchase transaction processing, and card life cycle management systems and methodsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 3355USD807958SColored metallic credit cardDISCOVER FINANCIAL SERVICES·Filed 2016·Granted Jan 16, 2018·4 cites·1 claims
- 3455US2025307828A1Software application for performing certification testing of payment terminalsDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 3553US2024281670A1Computing System and Method for Applying Monte Carlo Estimation to Determine the Contribution of Independent Input Variables Within Dependent Variable Groups on the Output of a Data Science ModelDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 3653US2025037122A1Computer systems and methods for generation of check processing test dataDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 3752US11842346B2Payments federated directoryDISCOVER FINANCIAL SERVICES·Filed 2019·Granted Dec 12, 2023·0 cites·16 claims
- 3852US2023222419A1Computer systems and methods for creating and executing user-customized workflows related to financial accountsDISCOVER FINANCIAL SERVICES·Filed 2022·Application pending·0 cites
- 3952US2024314195A1Trace context over file transfer communicationsDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 4052US2023222415A1Computer systems and methods for creating and executing user-customized workflows related to financial accountsDISCOVER FINANCIAL SERVICES·Filed 2022·Application pending·0 cites
- 4152US2025217878A1Computer systems and methods for determining and applying deposit limitsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 4251US12361415B2Computing systems and methods for identifying and providing information about recurring transactionsDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Jul 15, 2025·0 cites·19 claims
- 4351US12321699B2Computing systems and methods for facilitating engagement via direct mailDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Jun 3, 2025·0 cites·20 claims
- 4451US12131307B2Cross-service transactions for peer-to-peer (P2P) payment platformsDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Oct 29, 2024·0 cites·18 claims
- 4551US2025265255A1Computer systems and methods for watchlist screeningDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 4650US2004169088A1Non-rectangular shaped credit card with caseDISCOVER FINANCIAL SERVICES·Filed 2004·Application pending·0 cites
- 4748US2025110700A1Accessibility-aware design servicesDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 4847USD829818SColored metallic credit cardDISCOVER FINANCIAL SERVICES·Filed 2016·Granted Oct 2, 2018·6 cites·1 claims
- 4946US2024281669A1Computing System and Method for Applying Monte Carlo Estimation to Determine the Contribution of Independent Input Variables Within Dependent Variable Groups on the Output of a Data Science ModelDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 5046US2025217487A1Computer systems and methods for scoring and managing digital contentDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
Showing the top 50 of 60 patent records by PatentIndex Score.
Counts cover granted patents and pending applications in the PatentIndex corpus. How scoring works →