Assignee
DISCOVER FINANCIAL SERVICES
US·25 granted patents·35 pending applications·35 citations·filing 2004–2025
Top patents by PatentIndex Score
60 records- 0187US12002258B2System and method for mitigating bias in classification scores generated by machine learning modelsDISCOVER FINANCIAL SERVICES·Filed 2020·Granted Jun 4, 2024·3 cites·20 claims
- 0282US12301720B2Computing systems and methods for protecting application programming interfaces with two-factor authenticationDISCOVER FINANCIAL SERVICES·Filed 2023·Granted May 13, 2025·2 cites·16 claims
- 0382US11886278B2Computing systems and methods for creating and executing user-defined anomaly detection rules and generating notifications for detected anomaliesDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Jan 30, 2024·2 cites·52 claims
- 0479US12093925B1Smart payment card, and computing systems and methods for configuring smart payment card and processing transactions involving smart payment cardDISCOVER FINANCIAL SERVICES·Filed 2023·Granted Sep 17, 2024·3 cites·20 claims
- 0573US12050975B2System and method for utilizing grouped partial dependence plots and shapley additive explanations in the generation of adverse action reason codesDISCOVER FINANCIAL SERVICES·Filed 2020·Granted Jul 30, 2024·1 cites·20 claims
- 0673US11055695B2Automated system and method for testing bank identification numbers in a networked systemDISCOVER FINANCIAL SERVICES·Filed 2018·Granted Jul 6, 2021·4 cites·16 claims
- 0771US12223311B2Configurable deployment of data science environmentsDISCOVER FINANCIAL SERVICES·Filed 2024·Granted Feb 11, 2025·0 cites·20 claims
- 0871US2024312198A1System and method for mitigating bias in classification scores generated by machine learning modelsDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 0969US2025029015A1System and method for utilizing grouped partial dependence plots and shapley additive explanations in the generation of adverse action reason codesDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 1068US12190087B2Configurable deployment of data science modelsDISCOVER FINANCIAL SERVICES·Filed 2024·Granted Jan 7, 2025·0 cites·20 claims
- 1168USD807957SColored metallic credit cardDISCOVER FINANCIAL SERVICES·Filed 2016·Granted Jan 16, 2018·8 cites·1 claims
- 1266US12045262B2Reconciliation systems and methods for unbounded streamsDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Jul 23, 2024·0 cites·20 claims
- 1366US2025278260A1Configurable deployment of data science environmentsDISCOVER FINANCIAL SERVICES·Filed 2025·Application pending·0 cites
- 1465US2024320665A1Multi-token provisioning, online purchase transaction processing, and card life cycle management systems and methodsDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 1564US2025216828A1Systems and methods for constraint enforcement in event streamsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 1662US12326776B2Computing systems and methods for creating and executing user-defined anomaly detection rules and generating notifications for detected anomaliesDISCOVER FINANCIAL SERVICES·Filed 2024·Granted Jun 10, 2025·0 cites·20 claims
- 1762US11893375B2Configurable deployment of data science environmentsDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Feb 6, 2024·0 cites·20 claims
- 1862US2025251923A1Configurable deployment of data science modelsDISCOVER FINANCIAL SERVICES·Filed 2025·Application pending·0 cites
- 1961US2024394618A1Computing systems and methods for defining work item assignment workflows and intelligently assigning work itemsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 2060US11868749B2Configurable deployment of data science modelsDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Jan 9, 2024·0 cites·18 claims
- 2159US12321826B2System and method for utilizing grouped partial dependence plots and game-theoretic concepts and their extensions in the generation of adverse action reason codesDISCOVER FINANCIAL SERVICES·Filed 2021·Granted Jun 3, 2025·0 cites·22 claims
- 2259US2025139535A1Computing system and method for rapidly quantifying feature influence on the output of a data science modelDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 2359US2023145530A1Multi-token provisioning, online purchase transaction processing, and card life cycle management systems and methodsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 2458US2025217716A1Computing system and method for building and executing an ensemble model for forecasting time-series dataDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 2557US2024220986A1Payments federated directoryDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 2657US2025252323A1Computing system and method for applying precomputation of coalitions and accelerated sampling to determine the contribution of input variables on the output of a data science model via monte carlo estimationDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 2757US2024086917A1Fraud mitigation using pre-authorization authentication and verificationDISCOVER FINANCIAL SERVICES·Filed 2022·Application pending·0 cites
- 2857US2025139459A1Computing system and method for rapidly quantifying feature influence on the output of a data science modelDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 2957US2024086918A1Decentralized identity verification for payment transactionsDISCOVER FINANCIAL SERVICES·Filed 2022·Application pending·0 cites
- 3056US12259926B2Computer systems and methods for building and analyzing data graphsDISCOVER FINANCIAL SERVICES·Filed 2023·Granted Mar 25, 2025·0 cites·20 claims
- 3156US2023206226A1Multi-token provisioning, online purchase transaction processing, and card life cycle management systems and methodsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 3256US2023143954A1Multi-token provisioning, online purchase transaction processing, and card life cycle management systems and methodsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 3355USD807958SColored metallic credit cardDISCOVER FINANCIAL SERVICES·Filed 2016·Granted Jan 16, 2018·4 cites·1 claims
- 3455US2025307828A1Software application for performing certification testing of payment terminalsDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 3553US2024281670A1Computing System and Method for Applying Monte Carlo Estimation to Determine the Contribution of Independent Input Variables Within Dependent Variable Groups on the Output of a Data Science ModelDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 3653US2025037122A1Computer systems and methods for generation of check processing test dataDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 3752US11842346B2Payments federated directoryDISCOVER FINANCIAL SERVICES·Filed 2019·Granted Dec 12, 2023·0 cites·16 claims
- 3852US2023222419A1Computer systems and methods for creating and executing user-customized workflows related to financial accountsDISCOVER FINANCIAL SERVICES·Filed 2022·Application pending·0 cites
- 3952US2024314195A1Trace context over file transfer communicationsDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 4052US2023222415A1Computer systems and methods for creating and executing user-customized workflows related to financial accountsDISCOVER FINANCIAL SERVICES·Filed 2022·Application pending·0 cites
- 4152US2025217878A1Computer systems and methods for determining and applying deposit limitsDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 4251US12361415B2Computing systems and methods for identifying and providing information about recurring transactionsDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Jul 15, 2025·0 cites·19 claims
- 4351US12321699B2Computing systems and methods for facilitating engagement via direct mailDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Jun 3, 2025·0 cites·20 claims
- 4451US12131307B2Cross-service transactions for peer-to-peer (P2P) payment platformsDISCOVER FINANCIAL SERVICES·Filed 2022·Granted Oct 29, 2024·0 cites·18 claims
- 4551US2025265255A1Computer systems and methods for watchlist screeningDISCOVER FINANCIAL SERVICES·Filed 2024·Application pending·0 cites
- 4650US2004169088A1Non-rectangular shaped credit card with caseDISCOVER FINANCIAL SERVICES·Filed 2004·Application pending·0 cites
- 4748US2025110700A1Accessibility-aware design servicesDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 4847USD829818SColored metallic credit cardDISCOVER FINANCIAL SERVICES·Filed 2016·Granted Oct 2, 2018·6 cites·1 claims
- 4946US2024281669A1Computing System and Method for Applying Monte Carlo Estimation to Determine the Contribution of Independent Input Variables Within Dependent Variable Groups on the Output of a Data Science ModelDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
- 5046US2025217487A1Computer systems and methods for scoring and managing digital contentDISCOVER FINANCIAL SERVICES·Filed 2023·Application pending·0 cites
Showing the top 50 of 60 patent records by PatentIndex Score.
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