Inventor · disambiguated record
Jiby Babu
Also filed as: BABU JIBY
3 granted patents·7 pending applications·2 citations·filing 2021–2025
53Inventor score
Files withCHIME FINANCIAL INC10
Top patents by PatentIndex Score
10 records- 0188US12020257B2Generating a fraud prediction utilizing a fraud-prediction machine-learning modelCHIME FINANCIAL INC·Filed 2021·Granted Jun 25, 2024·2 cites·20 claims
- 0269US2025124124A1Utilizing machine-learning models to determine take-over scores and intelligently secure digital account featuresCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 0368US2025061461A1Generating a fraud prediction utilizing a fraud-prediction machine-learning modelCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 0466US2025200193A1Detecting synthetic user accounts using synthetic patterns learned via machine learningCHIME FINANCIAL INC·Filed 2025·Application pending·0 cites
- 0564US12248580B2Detecting synthetic user accounts using synthetic patterns learned via machine learningCHIME FINANCIAL INC·Filed 2022·Granted Mar 11, 2025·0 cites·20 claims
- 0659US12174943B2Utilizing machine-learning models to determine take-over scores and intelligently secure digital account featuresCHIME FINANCIAL INC·Filed 2022·Granted Dec 24, 2024·0 cites·20 claims
- 0751US2024086757A1Utilizing machine learning models to predict multi-level client intent classifications for client communicationsCHIME FINANCIAL INC·Filed 2022·Application pending·0 cites
- 0851US2023385844A1Granting provisional credit based on a likelihood of approval score generated from a dispute-evaluator machine-learning modelCHIME FINANCIAL INC·Filed 2022·Application pending·0 cites
- 0945US2023186308A1Utilizing a fraud prediction machine-learning model to intelligently generate fraud predictions for network transactionsCHIME FINANCIAL INC·Filed 2021·Application pending·0 cites
- 1042US2023281629A1Utilizing a check-return prediction machine-learning model to intelligently generate check-return predictions for network transactionsCHIME FINANCIAL INC·Filed 2022·Application pending·0 cites
Join the waitlist — get patent alerts
Get an alert when Jiby Babu files or is granted a new patent.
We store only your email — no account needed. See our privacy policy.
Identity basis: PatentsView inventor disambiguation (2025Q4-odp release). How scoring works →