Inventor · disambiguated record
Steven Michael Twombly
Also filed as: TWOMBLY STEVEN M · TWOMBLY STEVEN MICHAEL
30 granted patents·20 pending applications·49 citations·filing 2007–2025
94Inventor score
Top patents by PatentIndex Score
50 records- 0193US10990109B2Integrated connectivity of devices for resource transmissionBANK OF AMERICA·Filed 2018·Granted Apr 27, 2021·12 cites·20 claims
- 0289US11706225B1System for source independent but source value dependent transfer monitoringBANK OF AMERICA·Filed 2022·Granted Jul 18, 2023·2 cites·20 claims
- 0388US8381995B2Payment card dynamically receiving power from external sourceVISA USA INC·Filed 2011·Granted Feb 26, 2013·9 cites·25 claims
- 0487US10685569B2System for communicable integration of an automobile system and a drive-through systemBANK OF AMERICA·Filed 2018·Granted Jun 16, 2020·4 cites·20 claims
- 0586US10493938B1Real-time vehicle environment recognition and collision identification systemBANK OF AMERICA·Filed 2018·Granted Dec 3, 2019·4 cites·20 claims
- 0683US10601718B2Data transfer, over session or connection, and between computing device and server associated with a routing network for modifying one or more parameters of the routing networkBANK OF AMERICA·Filed 2017·Granted Mar 24, 2020·4 cites·23 claims
- 0782US2025363228A1System for improving the resource event device removal processBANK OF AMERICA·Filed 2025·Application pending·0 cites
- 0881US10732624B2User data digestion for autonomous car implementationBANK OF AMERICA·Filed 2018·Granted Aug 4, 2020·2 cites·20 claims
- 0980US11322029B2System, medium, and method for real-time data services based on geo-location informationBANK OF AMERICA·Filed 2018·Granted May 3, 2022·2 cites·20 claims
- 1080US10609156B2Data transfer, over session or connection, and between computing device and server associated with one or more routing networks in response to detecting activityBANK OF AMERICA·Filed 2017·Granted Mar 31, 2020·4 cites·19 claims
- 1175US11645911B2System, medium, and method for real-time data services based on geo-location informationBANK OF AMERICA·Filed 2022·Granted May 9, 2023·0 cites·20 claims
- 1273US10716060B2Data transfer between computing device and user device at different locations and over session or connection to display one or more routing networks to useBANK OF AMERICA·Filed 2017·Granted Jul 14, 2020·2 cites·20 claims
- 1371US10608918B2Data transfer, over session or connection, and between computing device and one or more servers to determine likelihood of user device using a routing networkBANK OF AMERICA·Filed 2017·Granted Mar 31, 2020·2 cites·21 claims
- 1471US2025231817A1System for intelligent type-based implementation of restrictions on resource transfersBANK OF AMERICA·Filed 2025·Application pending·0 cites
- 1565US8002193B2Payment card dynamically receiving power from external sourceVISA USA INC·Filed 2007·Granted Aug 23, 2011·2 cites·48 claims
- 1664US12437086B2System for improving the resource event device removal processBANK OF AMERICA·Filed 2021·Granted Oct 7, 2025·0 cites·15 claims
- 1764US11973764B2System for source independent but source value dependent transfer monitoringBANK OF AMERICA·Filed 2023·Granted Apr 30, 2024·0 cites·20 claims
- 1864US11889480B2Resource distribution hub generation on a mobile deviceBANK OF AMERICA·Filed 2022·Granted Jan 30, 2024·0 cites·21 claims
- 1963US12346742B2System for intelligent type-based implementation of restrictions on resource transfersBANK OF AMERICA·Filed 2022·Granted Jul 1, 2025·0 cites·20 claims
- 2059US10467900B2System for communicable integration of an automobile system and a parking systemBANK OF AMERICA·Filed 2018·Granted Nov 5, 2019·0 cites·20 claims
- 2159US2024330909A1High-security toggle system for payment instrument displayBANK OF AMERICA·Filed 2023·Application pending·0 cites
- 2257US10780856B2Real-time vehicle environment recognition and collision identification systemBANK OF AMERICA·Filed 2019·Granted Sep 22, 2020·0 cites·20 claims
- 2356US11234235B2Resource distribution hub generation on a mobile deviceBANK OF AMERICA·Filed 2019·Granted Jan 25, 2022·0 cites·20 claims
- 2455US10798007B2Data transfer, over session or connection, and between computing device and server associated with a routing network for modifying one or more parameters of the routing networkBANK OF AMERICA·Filed 2019·Granted Oct 6, 2020·0 cites·20 claims
- 2554US2023368201A1System for implementing end-point authentication restriction for resource distribution device useBANK OF AMERICA·Filed 2022·Application pending·0 cites
- 2654US2014006276A1Mobile wallet account number differentiationGRIGG DAVID M·Filed 2012·Application pending·0 cites
- 2753US12405833B2System for implementing dynamic authentication restrictions for resource instrument useBANK OF AMERICA·Filed 2022·Granted Sep 2, 2025·0 cites·20 claims
- 2853US2020349552A1System for secure contactless distribution of dynamic resourcesBANK OF AMERICA·Filed 2019·Application pending·0 cites
- 2952US2015235219A1Item/value based risk mitigating transaction authorizationBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3052US2015235221A1Proof-of-verification network for third party issuersBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3152US2015235209A1Location based transaction liability allocationBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3252US2015235207A1Risk mitigating transaction authorizationBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3352US2015235220A1Location based risk mitigating transaction authorizationBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3452US2015235208A1Proof-of-verification networkBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3552US2015235206A1Item/value based transaction liability allocationBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3652US2015235218A1Informational based transaction liability allocationBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3747US2023367643A1System for identification and management of layered dependent resource distribution devicesBANK OF AMERICA·Filed 2022·Application pending·0 cites
- 3846US11716290B1Electronic system for dynamic linking of resource data structures across distributed networksBANK OF AMERICA·Filed 2022·Granted Aug 1, 2023·0 cites·20 claims
- 3946US10998937B2Embedded tag for resource distributionBANK OF AMERICA·Filed 2019·Granted May 4, 2021·0 cites·19 claims
- 4046US10979306B2System for backend resource management simulation and live deploymentBANK OF AMERICA·Filed 2019·Granted Apr 13, 2021·0 cites·15 claims
- 4145US11196737B2System for secondary authentication via contactless distribution of dynamic resourcesBANK OF AMERICA·Filed 2019·Granted Dec 7, 2021·0 cites·20 claims
- 4245US10659460B2Two factor vehicle authenticationBANK OF AMERICA·Filed 2018·Granted May 19, 2020·0 cites·20 claims
- 4344US2019354986A1Dynamically generating verification values using electronic ink and power derived from external sourceBANK OF AMERICA·Filed 2018·Application pending·0 cites
- 4443US10655974B2System for providing real-time routing and data services for user events based on real-time vehicle locationBANK OF AMERICA·Filed 2018·Granted May 19, 2020·0 cites·20 claims
- 4543US2020348976A1Resource distribution instruments with embedded codes or communication devicesBANK OF AMERICA·Filed 2019·Application pending·0 cites
- 4637US10601934B2Data transfer, over session or connection, and between computing device and one or more servers for transmitting data to a third party computing deviceBANK OF AMERICA·Filed 2017·Granted Mar 24, 2020·0 cites·14 claims
- 4737US2018287852A1Data Transfer, Over Session or Connection, and Between Computing Device and One or More Servers to Determine Third Party Routing Network For User DeviceBANK OF AMERICA·Filed 2017·Application pending·0 cites
- 4837US2018287927A1Data Transfer, Over Session or Connection, and Between Computing Device and Server to Determine Third Party Routing Network in Response to Determining Request to Use a Different Routing NetworkBANK OF AMERICA·Filed 2017·Application pending·0 cites
- 4937US2018288562A1Data Transfer Between Computing Device and User Device Over Session or Connection in Response to Wireless Sensing Device Detecting User Device at a LocationBANK OF AMERICA·Filed 2017·Application pending·0 cites
- 5036US11354634B2System for layered digital resource distribution in an electronic network environmentBANK OF AMERICA·Filed 2020·Granted Jun 7, 2022·0 cites·20 claims
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Identity basis: PatentsView inventor disambiguation (2025Q4-odp release). How scoring works →