Inventor · disambiguated record
Sudeshna Banerjee
Also filed as: BANERJEE SUDESHNA
24 granted patents·24 pending applications·497 citations·filing 2007–2024
95Inventor score
Top patents by PatentIndex Score
48 records- 0197US7783515B1Itemized receipt tracking systemBANK OF AMERICA·Filed 2009·Granted Aug 24, 2010·255 cites·45 claims
- 0295US7734539B2Calculating credit worthiness using transactional dataBANK OF AMERICA·Filed 2007·Granted Jun 8, 2010·55 cites·19 claims
- 0391US8346661B2Aggregation of customer transaction dataBANK OF AMERICA·Filed 2010·Granted Jan 1, 2013·22 cites·11 claims
- 0490US8190516B2Equity protectionGHOSH DEBASHIS·Filed 2011·Granted May 29, 2012·28 cites·27 claims
- 0588US8645264B2Apparatus and methods for verifying a credit applicant's income that enhance a credit applicant's experienceALLISON THAYER·Filed 2008·Granted Feb 4, 2014·37 cites·21 claims
- 0688US8558663B2Integration of facial recognition into cross channel authenticationNEWMAN KURT D·Filed 2007·Granted Oct 15, 2013·36 cites·15 claims
- 0786US8447689B2Calculating credit worthiness using transactional dataGHOSH DEBASHIS·Filed 2012·Granted May 21, 2013·7 cites·20 claims
- 0885US8073732B1Marketing incentive programGHOSH DEBASHIS·Filed 2008·Granted Dec 6, 2011·13 cites·17 claims
- 0977US8260645B2Transaction recurrence engineBANERJEE SUDESHNA·Filed 2009·Granted Sep 4, 2012·12 cites·34 claims
- 1076US8682785B2Bank card authorization with balance indicatorGHOSH DEBASHIS·Filed 2008·Granted Mar 25, 2014·4 cites·31 claims
- 1176US7792727B2Offset optimization systemBANK OF AMERICA·Filed 2008·Granted Sep 7, 2010·4 cites·24 claims
- 1275US8504458B1Investment strategy systemLAI AARON·Filed 2009·Granted Aug 6, 2013·8 cites·28 claims
- 1373US8200708B2Identity database bureauGHOSH DEBASHIS·Filed 2008·Granted Jun 12, 2012·8 cites·6 claims
- 1473US2025039115A1Engaging unknowns in response to interactions with knownsTRUIST BANK·Filed 2024·Application pending·0 cites
- 1571US8751342B2Identifying potential customers using payment informationKREIN MARK·Filed 2010·Granted Jun 10, 2014·2 cites·11 claims
- 1670US8566217B2Apparatus and methods for facts based tradingGHOSH DEBASHIS·Filed 2008·Granted Oct 22, 2013·1 cites·8 claims
- 1770US8190515B2Calculating credit worthiness using transactional dataGHOSH DEBASHIS·Filed 2009·Granted May 29, 2012·1 cites·16 claims
- 1869US8386319B1Student prospects assessment systemBANK OF AMERICA·Filed 2008·Granted Feb 26, 2013·2 cites·54 claims
- 1969US7917431B2Equity protectionBANK OF AMERICA·Filed 2007·Granted Mar 29, 2011·2 cites·25 claims
- 2066US2014236794A1Identifying Potential Customers Using Payment InformationBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 2164US12149492B2Engaging unknowns in response to interactions with knownsTRUIST BANK·Filed 2022·Granted Nov 19, 2024·0 cites·20 claims
- 2264US2010274687A1Customer-defined account management rules for improved linked financial institution account managementBANK OF AMERICA·Filed 2009·Application pending·0 cites
- 2363US11941594B2User interaction artificial intelligence chat engine for integration of automated machine generated responsesTRUIST BANK·Filed 2022·Granted Mar 26, 2024·0 cites·18 claims
- 2463US11907920B2User interaction artificial intelligence chat engine for integration of automated machine generated responsesTRUIST BANK·Filed 2022·Granted Feb 20, 2024·0 cites·19 claims
- 2561US2011082718A1Analyzing Patterns within Transaction DataBANK OF AMERICA·Filed 2009·Application pending·0 cites
- 2660US2015073977A1Merchant tracking and analysis toolBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 2760US2010274718A1Financial institute-implemented account management systemBANK OF AMERICA·Filed 2009·Application pending·0 cites
- 2858US2014278751A1System and method for identifying rapidly-growing business customersBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 2958US2014278750A1System and method for reclassifying small business customersBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 3058US2014278753A1System and method for identifying mergers and acquisitionsBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 3158US2014278752A1System and method for identifying potential mergers and acquisitionsBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 3257US8645245B2Offset optimization systemGHOSH DEBASHIS·Filed 2010·Granted Feb 4, 2014·0 cites·24 claims
- 3356US2009055308A1Multiple Asset Secured Umbrella Loan/Credit Product and MethodBANK OF AMERICA·Filed 2007·Application pending·0 cites
- 3456US2009063311A1Adjusted Net IncomeBANK OF AMERICA·Filed 2007·Application pending·0 cites
- 3555US2010057574A1Budget envelope credit cardBANK OF AMERICA·Filed 2008·Application pending·0 cites
- 3653US2023351402A1Mobile platform authentication integration interacting with transaction host systemTRUIST BANK·Filed 2022·Application pending·0 cites
- 3751US2015170076A1Comprehensive exposure network analysisBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 3851US2015170066A1Comprehensive exposure revenue analyticsBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 3951US2016063520A1System for Analyzing PatternsBANK OF AMERICA·Filed 2015·Application pending·0 cites
- 4051US2015154615A1Entity Identification and AssociationBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 4149US2011166976A1Identifying Potential Customers using Payment InformationBANK OF AMERICA·Filed 2010·Application pending·0 cites
- 4248US2011213690A1Carbon footprint determinationsBANK OF AMERICA·Filed 2010·Application pending·0 cites
- 4347US2011270618A1Mobile commerce systemBANK OF AMERICA·Filed 2010·Application pending·0 cites
- 4447US2010241573A1Conducting Customized Market Surveys with Transactional DataBANK OF AMERICA·Filed 2009·Application pending·0 cites
- 4546US2012029956A1Comprehensive exposure analysis system and methodGHOSH DEBASHIS·Filed 2010·Application pending·0 cites
- 4645US8527403B2Lateness migration modelSHAO YANGHONG·Filed 2010·Granted Sep 3, 2013·0 cites·28 claims
- 4745US2023353549A1Mobile platform authentication integration interacting with transaction host systemTRUIST BANK·Filed 2022·Application pending·0 cites
- 4841US8504469B2Detecting credit misuseGUMMULURI SREEDEVI·Filed 2010·Granted Aug 6, 2013·0 cites·20 claims
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Identity basis: PatentsView inventor disambiguation (2025Q4-odp release). How scoring works →